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Recording requested By: <br />GMAC Mortgage, LLC <br />When Recorded return To: <br />Indecomm GlobZI SOFViceo <br />2925 Country Drive <br />St Paul, MN 55117 <br />Loan Number: 0602344428 <br />See attached Legal Description <br />Borrower and Lender covenant agree as follows: <br />FHA Case No.32 12692769703 <br />{Space above this line for recording data} <br />SUBORDINATE MORTGAGE <br />201210033 <br />THIS SUBORDINATE MORTGAGE ( "Security Instrument ") is given on 10/23/2012. The Mortgagor is <br />HEATHER E BRODIGAN JOSEPH R. VITALI , whose address is 913 NORTH SYCAMORE ST <br />GRAND ISLAND NE 68801 ("Borrower"). This Security is given to the Secretary of Housing and Urban <br />Development, whose address is 451 Seventh Street, SW, Washington, DC 20410 ( "Lender "). Borrower <br />owes Lender the principal sum of Eighteen Thousand Nine Hundred Fifty Two Dollars and Seventy <br />Two Cents (U.S. $18,952.72). This debt is evidenced by Borrower's note dated the same date as this <br />Instrument ( "Note "), which provides for the full debt, if not paid earlier, due and payable on 10/1/2042. <br />This Security Instrument secures Lender: (a) the repayment of all the debt evidenced by the Note, and all <br />renewals, extensions and modifications of the Note; (b) the payment of all other sums with interest <br />advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, <br />Borrower does hereby mortgage, warrant, grant and convey to the Lender, with power of sale the following <br />described property located in HALL County, NE: <br />Which has the address of 913 NORTH SYCAMORE ST GRAND ISLAND NE 68801 ( "Property <br />Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as <br />the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the <br />right to mortgage, grant and convey the Property and that the Property is unencumbered, except for <br />encumbrances of record. Borrower warrants and will defend generally the title to the Property against all <br />claims and demands, subject to any encumbrances or record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />