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having jurisdiction may enter a judgment or decree on the arbitrator's award. The judgment or decree will be enforced as any other judgment or decree. Lender and Grantor acknowledge that the agreements, transactions or the relationships which result from the agreements or transactions between and among Lender and Grantor involve interstate commerce. The United States Arbitration Act will govern the interpretation and enforcement of this section. The American Arbitration Association's. Commercial Arbitration Rules, in effect on the date of this Security Instrument, will govern the selection of the arbitrator and the arbitration process, unless otherwise agreed to in this Security Instrument or another writing. 27. WAIVER OF TRIAL FOR ARBITRATION. Lender and Grantor understand that the parties have the right or opportunity to litigate any Dispute through a trial by judge or jury, but that the parties prefer to resolve Disputes through arbitration instead of litigation. If any Dispute is arbitrated, Lender and Grantor voluntarily and knowingly waive the right to have a trial by jury or judge during the arbitration. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. GRANTOR: PATEL . f L y MANMOHAN PATEL Individually SHAILA PATEL Individually LENDER: Security First Bank Terry Ak = , Vice President Date I l kt1o1 OF ';012099 Date J { C V' 2- Zo (2_ Date //0 AC NOWLEDGMENT. ,k, OF bu Jt4XV Q. This instrument was ackn&wledged 'before me this by MANMOHAN PATEL , and SHAILA ss. My commission expires: RP. ary Public) SAMAN' -` YOGI MOTEL, INC. Nebraska Deed Of Trust NE/ 4XXXDB0ND00000000000648064112012N Wolters Kluwer Financial Services ©1996, 2012 Bankers Page 8 Systems "'