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<br /> paymenta may nn langer be required,at the option of Lender. if mortgage insurance coverage(in the amnunt anTfEa�r�he�9per[�
<br /> thut Lender roquires!provided by an:nsurer appraved by Lender a�ain becomes uvuilable und is obtuined.H�rrower shalt pay
<br /> tha premiums requit+�i to m�intain martgage i�urance in effect,or to provtde u loss reserve,until the requirement for mortgage
<br /> insurance ends in accordance with any writte�s a�reement between Borrawer and Lender or upplicnble law.
<br /> 9. Inspecttqn. Lendcr or its usent may ms�lce reasanable entriea upon and inspectionx of the Property. Lender shall give
<br /> Borrower notice at tha drne of or prior to nn inspec�ion specifying reasonable cause for the inspectton.
<br /> 10. Condemratlon.The prcxeeds of any award or clafm for damages. direct or consequentiul,in rnnnection with any
<br /> condemnation or othar talcin�of uny part of the Property.or for conveyance in lieu of condemnatinn,are hereby assi�ned and
<br /> shall be paid ta Lender.
<br /> In the event of Q total takin�of the Property.the procceds shall be applted to the suma secured by this Secudty Inetrument.
<br /> whether or not than due,with any excess paid to Bomawer. In the event of a partial taking af the Propeny in whtch the fair
<br /> market value af the Property Immediutely before the taking ls oqual to or greater than the amaunt of ti�e suma secured by this
<br /> Security[nstrument immediately before the taking.uniess Borrower and Lender otherwise a�ree in wridng,the sums secured by
<br /> this Security Instrument shail be reduced by the amaunt of the proccxds multIplied by the followin� fraction: (a) the total
<br /> amount of tha sums secumd jmmediately before the taking. divided by (b)the fair msrket value of the Properry iauaediately
<br /> before the taking. Any.�bslance shall be paid to Borrower. In the event of a partial taking af the Property in which the fair
<br /> marlset vtitucs of tha Pmpolty Immediately before the taking is less then the amaunt of the sums secured immediately before the
<br /> taking,unless Borrowar•and I.ender otherwtse agree in writin�or unless applicable law otherw[se pmvides,the proceeds shall
<br /> be applied to the sums secured by this Securiry Instrument whether or not the sums are then due.
<br /> It'the Froparty is abaadoned by Borrower, or if,after notice by Lender to Borrower that the condemrior offers to�nake an
<br /> awas+d or seide a ci�im for damages. Borrower fails to respond ta I.ender within 30 daya aflter the date the notice is given.
<br /> L.endor is authorized to collect and apply the proceeds,at its opUan.either to restoration or repair of the Property or to the sums
<br /> secured 6y thts Securiry Instrument,whether or not then due.
<br /> (3nless Lender and Borrower otherwise agree in writing, any application of proc.eecis to princlpal shall not extend or
<br /> postpane the duo date of the monthly paymenia referred to ln paragraphs 1 and 2 or change the amount of such payments.
<br /> 11.Burrower Nat Released;Forbearance By Lender Not a Welver.Extension of the time for payment or modification
<br /> of amortizaHon of the sums secured by tbis Sxurlty Instrument gcanted by L.ender to aay suocesGSOr in intenst of Borrower shaU
<br /> not operata to relaase iha liabflity of the original Borrower or Borrower's successors in interest. I.ender shall nat be required to
<br /> commence prooeedinga agaiast any su�cessor 1n interesi or refuse to extend time for payment or otherwis�modify amort3zatlon
<br /> of the sums secured by thjs Securlty Instrument by reason of any demand made by the original Borrower or Borrawer's
<br /> successors In interest.Any forbearance by Lender in exercising sny dght or neme�y shall not be a waiver of or preclude the
<br /> ' exercls�vf�n;right nr.rme.dy. '
<br /> IZ. Successor.�and Assigns Bound;Jolrr!t►nd Several Llabtllty: Co-sigueis. The covenants and agreementa of this
<br /> Security Iasmmteni shull bind and benefit the sucxassors&nd assigns of Lender and Bonower, subject to the provisions of
<br /> paragt�ph t7. Borrnwer's covenants end agreements shall be.joint and several. My Borrower who arsigas this Security
<br /> r��r..�,.�n►tu�r�4,RC mr ezerute the I�tote: (al is co-sienin�this Ser,urity Instrument only to mortgage, grant and convey that
<br /> Borrower's i�te�st�in the Property under the terms of this Security Instcument;(b)is not personally obligated to pay the suras
<br /> socw�ed by dtis Securiry Instrument;and(c)egrees Wat I.ender and any other Bonawer may agres to extend,modify,forbear or
<br /> make any accommodadons witb regard to the tern�s of thts Security Instrument ar the Note without that Borrower's consent.
<br /> 13.Lnnn C6nrges.If the toan secured by this Security Inshument is subject to a taw wluch sets maximum loan charges,
<br /> and thut law is finally interpreted so �at ehe interest or other loaa charges collected or to be coll� in connection w[th the
<br /> loan exceea!thU perntitted limits, then:(a) aay.sach loan charge shall be reduced by the amount necessary.to seduce the charge
<br /> ' to the pemutD�d iimit;and(b)any sums already,callected from Borrower which exce�ied permitted limita wiit Se refunded to
<br /> Bomnwer. T.iender may choose to make this refund by reducing the principal owed under the Note i3r by makIng a d�rect
<br /> payment:to Barrower. If a refund reduces principal. the reductton will be ueated as a partiui prepaymeat wlthout any
<br /> prepayment,�charge under the Note.
<br /> 14.IWitfces.Any notice to Botrower provided for in this Security Insmunent stu�ll be given by deliveattg it or by mailing
<br /> it t�y fiist�r.tass mnil unless applicable law requires pse of another method.The notice shall be directed to the Property Address
<br /> or any otltbr address Botruwer designstes by nottce ta Lender. My notice to Lender shall be giveq�by first ciass mail to
<br /> Lenderjs address stated herein or any other address i.eader desigaates by notice to Borrower. My nodce provided for in this
<br /> Security L�strument shall be deemed to have been given to Borrower or L,ender when given as provided in this parag�aph.
<br /> ' . ,'1S.Governing Law; 5everabiHty. 7his Security Insnument shall be govemed by federal law and the law of the
<br /> ':' � juris�iotion in which the Property is located.In the event that any provision or clause of this Security Insuument or the Nou
<br /> , coMiats with applicable law.such conflict s6a11 not affect other provisions of this Security Instrument or the Note wh[ch can be
<br /> giv�in ef:Fect without the conflicting provision.To this end the provisions of this Security Instrument and the Note ure dedarod
<br /> tu 1se severable.
<br /> 16.Sorrower's Copy.Borrower shall be�iven one conformed copy of the Note aitd of this Security Inshument.
<br />= Form 3028 9190
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