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<br /> �,: TOC3ETHER W1TH nll the improvecnents now or hereaRer crected un the p�uperty,w�d Ail ri�tTTcutti. u�+�+urt�uuucc��,��ud
<br /> . ,�. fixmres now or hereafter a purt ot' the propeny. Atl rcpince�ttents imd nddhi�ms �:IuiU ulvi hc ca�'���eil !�y Il�f�. ticcmlly �
<br /> . "' . ,.,,,� Instrument.Ali af thc fomboing is refemd to in this Ss:cudry Instrumcnt uv Ilic"F'r��peny•" �
<br /> BORttOWER COVBNANTS thut Aorm�vcr is lawfully scisrd af the ctitntc hcrchy cnnvcyrd uml liur 1Ue rl}di1 t���Ir�inl uini _
<br /> '' convey the Property und that the Pruperty Ix unencunt6ztecl. exrept ti+r encumNrnn.es of recurd. N�n�r��wer��•w tum�+mnl «fll —.
<br /> ' defend gencrully the tftle to d�c Pmpeny ugufnst ull dnimw aitJ dcmnudv,tiuh�ccl a�any cncumhrm►rcr��t��rr�n�� �
<br />•.,.;',.� ,.� THIS SHCURITY INSTRUM�N'f cnmbhms unifi�rm coven�mty lin�muiun�d u,c cmd nu�ruoilium cuvrunn����r�11►h�nli��d
<br /> variatlons by jurisdiction to constitute u uniform seeurity inwtn�mr�it ruvetin�renl pr���n:ny. _
<br /> �� UNIFORM COVENAIVTS.Barn�wcr uud Lw:��dcr�nvcnant un�l u�,r�r n�fidl��wM� �_
<br /> _^ti�.. 1. Puyment of I'rinctpa! end Interestt �'repuyment end I.nte l'httrg�w. Hnn�au•rr nliali prnnip�ly p.�y� ahi•n��u�' ��►�'
<br /> pdncipal of und intcrest on thc debt evidenrcd by tlu Nute und iiny prcpaymeitt mid Intc chi►rt1c�duc u�ulcr Ilie N��Ir.
<br /> - � ._�- 2.F�nds for Tsncc�and Insurartee.Subject tn appliruble luw or tu A written wuiver I�y I.�mlrr. Huriu�ti��t�.lydl��ay 1�►
<br /> = r' Lender on the day monthly payments nre due undcr the N��tr. untii thc Nutc is paid in fLll.n num 1"I�iu�dy"1 I��r: 1u1 y rarly �n�r�
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<br /> I . �: and a.�sessmen�g which mny attnin pr�arity ovcr this Serurity In,trument uw u licn an the Pn�perty;Ihl ycatly Icu�Lituhl p,iynirui�
<br /> or ground mnts on the Pm�crty.if uny;tC)Ycurly hn•r.�r�i or properly intiumncc prrmlums:IJ1 ycnrly flouil i�►tiut am:c{+�c�rotnma, -_
<br />=`-''*�� if any:(e)yeurly murtgage insurunre premiums. if uny; und lfl uny tiu�nw puyubl�Ny Surr�»ver to I.�nder. lu nccu��lnucr wUh
<br /> :..`�`:f�r` �, the provisions of paragrnph 8, in ltcu of thc payment of mnrtgage insurnnrc prcmiuu�+.7'Ncsc itcmK urc cnlled"I'.�u�nti hunv•"
<br /> :;�;.,�,:'`::;,, L.ender may. at any ttme, collect ared hold Fund�+in um m�aunt nnt t�i cxrecd the muximum nmuunt u Irnd�r I�ir i�frditi►ity
<br /> _�:',•;,�?;h'r;� related mortgage lonn may rcquire fot Borrawcr's cscrow ucrount undet tho fcdernl Rcc►1 Nsintr ticulcmenl 1'r��cc�hc�rv alcl ul'
<br /> �''�:�:" �,' , 1974 as amende�from time to time. 12 U.S.C. SL�ctiun 26t11 et ser�. l"R�SpA").unl«.r«nuthcr luw thnt i�pplirv iu�he O�u��dy _
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<br />•�;�::�;�i:`:,.,,:.,:.�_._; sets a lesser amount. If so.I.ender may. at any time. collect und hold Fundn in un smi�unt not to rxcced�i�c Ic+srr mm�unt•
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<br /> ;-; �� _ Lcnder may estimate the amount of Funds duc on the bnsis of curnent dutu u�td rea�onabic cr.tfmtuc� e�f espeittlitu►c��� t�t►�� --
<br /> :`4,;�.:�{��:t�� Escrow Items or othc.wi>• in uc¢o dt�nct w'•h unpHcabl�Inw.
<br /> ;;:��<,,. . The Funds shall be heid in :sn institutiou whos� �ieposits nrc inxurcd by u tedeml ugcncy, fn+trumm�tnflry. or cuNty
<br />':�''�''' ` (including Lender.if I.ender is such an tnsdtution)or in uny Fedcrui Homc l.oan Bank.Lcnder sheU appiy thc f�undn t�►��ay d�r
<br /> �:;;;� � Escrow Items.l.ender may not charge 8orrower for holding und upplyinB thc Funds,unnuatly anulyr.in��he escr�iw acc��unt.��r
<br />..A1;'' . verifying the Escrow Items.unless Lender pays Bnrcower interest nn thc Fundg und upplirnble Inw permttx l.cndcr U�make�+u�:h
<br /> °"�' a charge. However.I.ender may requicu Bottower to pay�nne-timc charge for an independent rcul cstnte tnx re}xirtit�g�:crvicc
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<br /> :� .: used by Lender in connection with this loart. unless npplicabte law pruvides otherwlse. Unless an ugrcement ie mndc ��r
<br />=- applicable law requires lnterest to be paid,Lender�hali not bc required to puy Bnr►nwcr any intemst or earningu�i�ti thc Fmids.
<br /> ``�.' '' •"�• Bonower and Lender mey egree in wdting.hawever. thnt interest shult be patd on the Funda.Lendrr shnil givc tc►&►rn�wer.
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<br />_<t:L �•.;�;:' ' w fthout char ge,an ennual accountin8 of the Funds. showtng credits nnd debtte ta the Funda nnd thc purpose for wldcl�cnc
<br />--:';:' ,`;,'�:�`= debit to the Funds was made.'ifie Funds are pieztgai�u+in#�iiti3n�sr�u�i�tcsr x!!����;����'rurlty I�uuu�ucnt. .
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<br />-;?;���� If the Funds held by I.ert�excced the nmounts pen►iitied to is�held by aFP�icuble law.Lendcr shnll nccc�unt to 13orrower
<br />°:;�• for the excess Funds in accordance with the requirements of applicnbte law. If the amount of the F�nds held by Le�xier at uny
<br /> !.�'=�ID dme is not sufficIent to pay the Escrow items when due.Lender mny so notify Borrower in writtng,and.in such cnse Borrawer
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<br />�„�----__:,� � shall pay to Lender the umount necessary to make up tne defrcienry• WttuwC� attwa ulnec uY i�n:�+�u�n.•�►7
<br /> twelve monthly payments.at Lender's sole dircretton.
<br /> .- Upon payment in full of all sums secured by thi�Security Instnimcnt. Lender Rhnll promptly refund to Buttowcr any
<br /> �'� �Aunds held by Lender.If. under pnragraph 21. Lender shull acquire or tiell the Property.I.ender.pdor to the acqutxitinn or sale
<br />:;°;�,q,���,, of the Property.shall apply any Funds held by Lender at the dme oF acquisttion or sule us a credit ngainst dte sums secureei by
<br /> _°-��_!� . this Socurity Instrument.
<br /> --�-'�s*������ �.Applicxtfon o!Payments. Unless�pplicuble Inw provides otherwtse.nll paYments c�eceived by Lender under par.tBrapBs
<br /> _ 1 and 2 shail be applied: first:to any pnpayrnent charges due under the Notc; second,to amounts�uynbte under par�g►aph 2:
<br /> ;_:;,,1;� third,to interest due:fourth,to principal due:and I�st,to any lnte chnrges due under the Note.
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