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7. <br />0 <br />N) • _ S et a IC <br />' <br />c - <br />co <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />NEBRASKA - Single Family- Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Page 1 of 12 <br />IDS, Inc. <br />I � <br />DEED OF TRUST <br />d1 ' <br />r <br />f <br />C) <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 26, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Troy D Nelson and Tammy R Nelson, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated November 26, 2012. The Note states that <br />Borrower owes Lender THIRTY-FIVE THOUSAND ONE HUNDRED AND NO /100 Dollars (U.S. $35,100.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />December 1, 2019. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Borrower(s) Initial <br />67 W <br />C D <br />c.: I - m <br />r't7 c, -n <br />C7) <br />r - <br />r <br />W <br />`J <br />(j) <br />Form 3028 1/01 <br />