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<br /> 98°° 1U9�34 '
<br /> T�LTETHER WITH ail the impnovaments now oe hercaftar crected on the pro^,,erty,and alt eASementa, uppuaenances, artd
<br /> , 8atuces aow or hsreatt�r u ptvt of the pmperty. Atl replacemeats and additions shall �lso be covered by thts Saurity
<br /> Insteument.All of'ttto forygolnA in refc�md to in�hi�Security Instrument as the'Property.'
<br /> „ , Q.QitRUWBR COV�NANT$thst Aorrower ia lnwildly ecise�of the estute hereby conveycd and hos thc dght to grartt and
<br /> . cunv�y tha Prapeny and �hnt the�e�op►eny ie unectcumbcrc�. except for encumbrances of rccord. Borrawer warrants and will
<br />� dofand Qonerally th�title to the Properry ngainst All clalms and demnrtds,subJect to cu►y encumbrance�of rerord, �
<br /> TH15 SECt1R1'�Y INSTItUMENT combinti�s uniform covennnte for national use nnd non•uni[orm covc�»nts with limited
<br /> vnrintions by jurisdtction ro constituto a unifonn aecurlty lnstniment covedng rcal properry. ,
<br /> IJNt�O�tM COVBNANTS.Bar�owur nnA O.�mciur ravvnnnt und agrec ns foilowa:
<br /> � :�� !. AuymeRt at PMncipat attQ tmte�; i��anyutrsytt.sutd Late Ctutr�es. @orrowcr shal! prumptly pay when due the
<br /> pdncipal of nad intcrest on the debt evidenced by the Notc and nny prepayment and lute chargca duc undcr the Note.
<br /> ,�;;�-�'{ 2. F�ucde[�r'I1�ces and iasuraace. Subject to appiicnble Inw or to n wdtten wuiver by Lender. Borrower shnll pay to
<br /> •.��> :��'"�`� Lander on the dny utodthly p�yatents are due under the Note,unti!the Note is paid ia full,a sum(°Funds')for:(a)yearly taxes ' -�
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<br /> and nsss►ssinents which may ua�in.pdor(ty over chis Security lnsuuraent as a tien on the Property;(b)yearly leasehold payments _
<br /> - 1 ar pmund rents on the Propeny, if any:(c)Yearly hazard or pmgeny insurnace pmmiuma:(d)Yearly flood insurarue p:emiums. �,
<br /> �'.�� lf any;te)yearly�reortgage iasurauce pnmiucas. if any; aad(�any sums payabie by Sflrnawer to Lender, in accorAance with _.
<br /> •� the pmvisions oi paragraph 8.in lieu of tiie payment of mongage insurance premiums.These Iteme are called"Sscmv�r Itcros." �_
<br /> Lender muy. at nay time.collect and hold Fuads in nn amounc not co exceed the maximuan a:nannt a lender for a fedesa+liy �
<br /> i� related mortgage loaa may require for Borrower's escrow account uader the federal Real Estate Settlement Procedurea Acc oi -
<br /> ' 1974 as anzettded from time to time, 12 U.S.C. SectIon 2601 et seq. ("RFSPA"), unless arwther IAw that appli�to the Runds �
<br /> � �r seta a lesser amount.If so.I.euder may. at any timc. coltxt an�!hotd Fuads in an cm�ount not to eaceed the lesser am4uat.
<br /> : ��,. Lender may estimate tDe amnuat pY Fuads dae on ffie basis of current datm aad reasonabla estimates of e�endituns of thture
<br /> �% Fscrow Items or otherwIse in ac�oordaace wlth applicable law.
<br /> ' '1'he Furtds shaU be�eld in aa iastit�ion whose deposits are iaswod by a fedrrel ageacy, iasaumentality. or eatity
<br /> , . (iucluding Lender.if Leader is such am�iastitution)or ia any Federal Ho�e Loan Baa't.Lsnd�r shall apply[he Funds to pay the
<br /> , Escrow It�as. Leader may not charge Bon+owec for holding aad applyiag the Fuads.eani:ally analyzing tl�e escrow aocount,or
<br /> o veaifying the Fscraw Iterms,unless Lender pays Borrower iaterest on the F1u�ds ead applicabie law pesasits I,ender to make such
<br /> a charge.However. Lender may require Barrower to pay a ono-dme char�e for en independent real estate tau reparting servEce
<br /> used by Latder in conaectIon with this loan, ualess applicable law pmvtdes othznvise. Unless an agreement is made or
<br /> . j applicable law requiircs intcrest tw be paid. Leader shaU aot be required to pay Borrovrea any iaterest or eamings on the Fnads.
<br /> Borrower and Lender�nay agt�ee in wridng.however.that interest shall be paid on the Fwtds.Lender shall give ta Borrower,
<br /> without charge,an annual axounting of the Fuads,showing credita and debiu w tha Funds and the pu�pc�sc for ahich each
<br />-� � • ' debit to the Fwida was made.The Fuuds ane pledged as addIdouat securiry fmr all swns secured by thia Securlty Instrumeat.
<br /> . ;`'-�� If the Funds held by Lender e:oaed the amounts�mitted to be held by applicable l�w. Le�tder�hall�count to Bo�rower --
<br />�'t'�.;.y� for the e�cxss Funds in aocordacs�e arith the requirements of applicable law.If the amount of the Fuads held by Lender at any
<br /> ;�:'"<�;1,c;;;� time is cot sufficlent to pay the�scrow Itcros when due.L,ender may so notify Bumower in writIng,and,in such case IIorrower
<br />-2>."f����' ahal)�1av tA i�+t�APT tlu!amAtttit narnaae�r tn w.,,�rtie ...�t�waA�ionnu pnsmwc�r cha11 malrn up tht!�n�rinnnv in nn�ru�m than
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<br /> .,.��.: mrelve monthly paynaencs.at I,ender's sole discretion� �� -+
<br />_`�%"�`�i?.'.;' UPon Pay�aat ia full of ail sums seau�i"by tlus�Secudty Iustrutnent►•Lta3er shall pmmplly refund w Bomower anyr
<br /> __,�,..4.;�,,' Fttads held by Lender.If,under pazagraph 21,I.eader•ahall acquire or sell the Pto�ity, Lender.prlor co the acquisidon or sale
<br />_����,��.;,`� of:the Property,shall apply any Fuads held by Lender at the time of acquisitton or sale as a credit against the sums secured by
<br /> =r�� this Secudty insuument.
<br /> =°'•"' '� 3.A 9tsatiam 4!P�a erts.Unless Ilcable law mvides otherwise,all a
<br /> . P� 3'm ePP P P Y�ents received by Lender uader paragraphs
<br /> �u;;�;,' 1 and 2 shall be appllcd: first.to any Prepayment charges due under the Not�:secoad,to amounts payable uuder parag�aph 2: -
<br /> _.n,;a�� third.to interest due:fourth.to priacipal due:aad tast.to aay late charges due under the Note. • � :•..� •
<br /> �.;�" '`---- 4.Cltarges;Liea4. Borruwer shall pay all taxes.assesamenta.c,harges, tines and imposi�ons`aiiritiiitable to the Propeny
<br />�`•'� °' " whicb may attain priori t y over this Security Insmtment, and leas�hold payments or ground tcnts. i f any. Bomuwer shail Pay
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<br />�.K �• these obligations!n t6e manner pmvided in paragcaph 2,or if not paid in that manaer,Borrower shall pay them on time dlmcdy
<br /> '�:_:;;,�`,, . to the person owed payment.Borrower shall prom�dy fi�mish w Lender aU notices of amouats w be paid uader this Ps�r�graPh.
<br /> _° - - If�orrower makes these payments dit+ectly,Bsrruwer shaU prnmpfly fumish to Lender receipts evidencing the payments:
<br /> n"•�'qc�.•: Borrower shall pmmptly discharge any Iien whlch has prloriry over t�is SecurIty Insuu,ment unless Bomower: (aj agrees in -
<br /> .`��,-,;:r writing to the paymeat of the obligation secured by the lien in a maaner acceptable to Lender;(b)contests In gooci faith�he lien
<br />�`�''-�--�- by. or defends agaipst enforcement of the lien in. legal pmceedings which in the L�nder's opinion operate to prevent the _
<br /> ..° T�••- enforcement of ttte]len;or(c)secures from the holdes of the liea an agreement satisfactory to Lender�ubordinating the lien w
<br /> R�'" ��� this Securlry I�irument. Ifl.ender determines that a�r part of tDe Property is subject to a lien which may ausin Qrloriry over -
<br /> _„n, _
<br />`';,� '`��`�=•-��'� '� tbis Secudry InsMunent, Lendes�d�y give Bomower a notice identifying the lien.Borrower shall satis tde liea�r take oae or . ---
<br />=ar..;�:��' ' more+af the ac[ions set forth a�ove wItbin 10 days of the givIng of notice. � ,
<br /> ' � Fonn 30Z8 9180 -
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