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2 <br />cS) P°5 S/1 <br />U7 <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island. NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 15, 2012 , together with all <br />Riders to this document. <br />(B) "Borrower" is Leonard J Pi ontkowski and Carrie M Pi ontkowski , Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />CD Cr) <br />C7 —f <br />n <br />-- 4 <br />rn <br />Form 3028 1/01 <br />VMPBMEI (1105) <br />Page 1 of 17 <br />