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<br /> ��" If the umounts held by I.cnder for Escrow Items exceed the amounta permitted to be held by RFSPA. Leader -
<br /> ahall accouat to Bomower for ttee excess tl�nds as requtred by RFSPA. If the nniounts of fLnda held by Lender at eny
<br /> ` �y� tlmc are not suffictent to pay the Escrow Itema when due. Ixnder may notit�r the Borrower nnd require Borrower to _
<br /> - ttnaice up the shostage as gr.rmitted by ltESPA. �
<br /> ,.�;,�;,�`� Tke Fscmw FuQds are pledged as addldonal securtty for all sums secured by thia Security Instnunent. If _
<br /> ` '�..:..-- Hotmwer teadera to L.ender the full payment of aU such sums. Borrower's sucount shall be credited wlth the balance -
<br /> remaininII for all instAllment items(a). (b). and(c)and amJ,mortgage insurance premiwn installment that Lender has
<br /> -,.�-�•.'�� not becoms obligated to pay to the Secretary. and Irender sball prompdy refwid any excess fuada to Borrower.
<br /> . ;�. imnaediately p►�or to a for�clasw+a.Bate of the Property or its acqu�sitioa by Lender, Borrower's accouat shall be
<br /> ,� c c+e d i t e d�:rlsh aa y b a 1 a ace r e r a�i a i»8.fox all iastaltments fQr items(a).(�).and(c). �
<br />, . 3.AppBcation ot 1'��rmenA3.A!1 payments under paragraphs 1 aad 2 s1�aU be applted by L�ader as follows:
<br /> -.�`�.s;'.�,-,, , �,to the atortga�e iq&�ACa p�mium,to be paid by L.ender to the SeCtetary or to the ffionthly chazge by the
<br /> :•�u�1...,� Secntery instead of ths m4nihl�t,�arige(;6.iosucrnce premium;
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<br /> ,,;...,r ; ��,to any ta�tes.spRxi�)acs�sm.�nts� leasehold pay�rtents or ground rents,aad fire,�toal and other hazard
<br />- -`'ti'�•- iD&tuatitx PS�uiUm8,,a�•TekUlretl:.
<br /> .�4�� �' 1;co i�ntqrest dTte und�st t�e Note; .
<br />--__��:��� F�l��h,to aaQOnize�on o�the priacipai of We Aiote;aad
<br /> _`'"�;,:�i� �j$h,co late charges�ue nnder the Note.
<br /> ` .`��, 4.Fue,F1ood and Other A�amM Insurance.Borrawer shall insure a113mpmvements on the Property.whether
<br />_ °::°`��:' now ia eaistence or subsequendy crected.against eny hezards.casualdes.and contingeacles.including fire.for which
<br />::,;��i;���,� Lendep requires insurance. This insurance shaU be mainteined in the amounts and for the pertods tbat Lender
<br /> requir�.w. Borrower shall also insure all improyements oa the Property,whether na�v in eadscenoe or subsequendy
<br /> =- ��=_— erected.against loss by floods w the extent required by the Secretary. All insuranoe shaU be cartied wlth companies
<br /> appmved by I�ender.The inaurance poUcies and aay renewats shall be held by J.ender and shaU inclade loss payable
<br /> -�-�'",'� clauses in favor of,and ia a form accepcabl�to.Lender.
<br /> _--=�£'--'-"� Im the event of loss.Bomowcr shali give Leader immedtate nodce by mall.t en�er may�?�+roof of loss if nat .
<br /> �;i� m�de pmmptly by Borrower.Eacb insutance oompa�r,ouncern.ed is hemby authoriud and dire�ted w make paya�nt
<br /> •..=- _ _ iiri �u�fi 2c,ss d3rbat3r to Lend�r, � af tu Lars�az.:.:.a�ta Lsuda jaias3;. 4!!az sa; g�s Qf she i�n!.►�..� :_
<br /> --""'�= prooads may be.applled by Lender,ai its oprion,either(a)to the roducdon of the indebtedness uader[he Note aud
<br /> ---------= this Security 3nscr�ment.fi�st w any delinquent amouats applied in the order in paragreph 3,and then to pnpayment .
<br /> _.--__- -� of princigsl.',oi{b� to the restoradon or repair of the damaged Pro�rry. Aay applicatlon of We procceds to the
<br /> princiPal sbai!�iioi.eactead or postpone the due date of the monthlY payrnents which ere rcfemed to in paragrdph 2,or .
<br /> ';!��< ci�ange she a�s►qlnut of such payaone�s. Any excess insurance proce�is over an aznount nequired W pay all outstaiuling
<br /> �" --- iadebtedness undeft the Note and ttds Security Insmrment shall be paid to the endty legally entitlad ttiereto.
<br /> -- -- In ths�Yeat:of foreclosu�+e of this S�ur(ty Insaument or other ttansfer of ade to the Properay that ext[ngnishes � • '
<br /> ..� the tadebtedue�s. aU right.atle and interest of Boaowar in aud w insurance polIcIes in foice shaU pass to tite
<br /> `-_�° purchascr.
<br /> ---� � Si:E2s���r.Preserv:�c3s,MJateap�e.es!�trte�on ot 1�hhe Pnnnerty, Bon+nWer's I.oan�altcatton:
<br /> LeOSeholds.� :Borrower shall oaupy. establish, and use We Propeny as Borrower's priaclpal residence witLin aixty
<br /> days after t'he exxutton of this Secudty Iasaumeut (or withia sixty..clays of a later sale or transfer of the Property)
<br /> aad shall coa�nue to occupy the Propeny as Borrower's princtpa!resideace for at least one year after the dau of
<br /> ocxupan�+,�ntess L,ender determines thaz cequirement will caust w�due bardshi�foa Borrower.or unless oxueuuating
<br /> __'::.d�, circumstanep'�exist which az+e beyond Bomower's eontml. Borrov��et. §l�ulb �i�zify Lender of au}r extenuating
<br /> -- _ circumstances:Bomower shaU aot commit waste or desuoy.damagems�sobstaatiatty�change the Propeity or sUow the
<br /> --- Praperry to deteiiorau.reasonable wear a�1 tear excepted.I.eader tt��y inspect the Property if the 8roperty is vac�nt '
<br /> , or nbandoue�l ar the loan is in default. t�s�der may take reasonable actton to pmtoct and preserv�such vacaat or
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