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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on November 15, 2012 by <br />Joseph D Kutlas, Ronna R Kutlas <br />ary lic <br />Mindy Gilber n <br />My co ssion ' res: 05/16/2016 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />MINDY GILBERTSON <br />My Comm. Exp. May 16, 2016 <br />201209' <br />Form 3028 1/01 <br />VMPB(NE) (1105) <br />Page 17 0117 <br />