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<br /> � TOOETHER WtTH all che improvemcnte now or hereafter erected on the property,aad till easements.app �_
<br /> � , k fixtures now or I�reafter p part oS tha property. All replucements aad edditions shall also be covered by this Sccurlry r..-
<br /> .�t lnstnuncat. All of the fare�ota�Ia refeaexl to ia this Secwtry[astnunent as the"Property." �._
<br /> BORROWER C�VEi�7ANTS thut B+orrower!s lawfully seised of the estate bereby conveyed and hus the right to grant and �,_
<br /> convey the Property and that the Property!s unencumbered.except for encumbmaces of record.Borrower wnrrnnts sind wilt �;
<br /> � defend generally the title ter the Property ug�inst all cl�ims aut4 demsinds,su�jeet to uny encumbtances of record. E'-
<br /> • . } THlS SECURITY 1NSTRUMCNT wmbines uniform covenants for nadonal use and non-uniform cavenants with lim(ted `
<br /> vartatlone by jur�sdictton t�constitute a uuiform securlry insmuaent covering reul property• �:
<br /> UNIFORIJ,I COVENf�NTS.Boerower and L�udee coveaatit and agree as follor�s: �_
<br /> ���r�� 1.P�yment o! Prlacip�n! ead I�erestt P,reWeyme�t and I�te Charges. Borrower shall promptly pay when due the =
<br /> �-_.�
<br /> - principal of and interesc on the debt evidenced by the Note and any prepayment and l�te charges due under the Note. �;_
<br /> Y� E.F�mds[or Taxes �rtd Iasuexrtce.Stitbjoct to applicable law or to a writtea waiver by I.ender. Borrower shall pay to =
<br />_. L.ender on tlia day atontdlg► paycnentc ate due under the Note.uatil the Note is paid in full.a sum('Funds")for:(a)Yeariy taaes _:
<br /> . � ;�� T.ud assesssm�nts which may attaia prdadtyr ovcr tLia Securitl+lasuumant as a lien on the Property;lb)Yearly leasehold paymeats
<br /> � or ground re�us on the Pcopecty,if any�(c)Yc�rly bazard or progerty insurance premiwns; (d)Yearly tload tnsurance premiums.
<br /> �' � if any;(e) yearly mortgage insurance premlw»s.[f anY: aad(�any sua�s payable by Borrower to I.eader.in accordance wtth
<br /> the proviaions of para�raph 8.ut Ileu of tlte payatent of mortgage lnsureuce premiums.l'hese items are called`Escrow Items."
<br /> , '�. L�ender may,at aay dme. coAect and hold �lxnnds in an amount aot to exceed the ma�eiaiwa amount a lender for a fexierally
<br /> ��• related moatgage loan may require for Horrvtiver's escrow account uader the federal Real Estat�Settlement Procedures Act of
<br />- . ,; 1974 as araended from tt�naa co time, 12 U.B.C.Section 2601 et s�q.('RESPA").ualess anotb.er law that applies to the Funds
<br /> � ;�'�. sets a lesser acaount- It so.Lender �r.at anqr rim�.collect and hold Funds in an amount not to excxed the lesser aa�ount.
<br /> , ' �a Lender may estimate the amouat of Fuuds due on the basis of curcent ctata and reasonable cstimaees of expenditures of future �
<br />=_ .. �..:!� Esccow Iteme or otherwIs�e in accordance wit�applicable law.
<br /> , The F�ds sha11 be held ia an in�stihition ahose deposits are insuRd by a fc�eral agency, insuumentality, or endty
<br /> :;�>,�•': (including L4nder,if Ixnder is such an 3nstitudoa)or in any Federal Home I.Aan Bank.I.ender shall apply the Fuads to pay the
<br /> - �=� " the Funds.annually analyzing the�craw acoount.or
<br /> • .;,xc �a I�m�,�,end�r may not charge Barrower for holding and applying
<br />-.:7:,�;�;��,� verifying tbe Bscrow Iteu�,ualess LEnder pays Horrower interest on the�nds and applicable law permits I.ender to make suc� _
<br />;�.. ;.� a charge. HowBVer. Lender caay requice Borcower to pay s one-time charge for an independent real estate taa repatti�ot$servioe
<br />-1�.,,`� ., used by L�ender in coaaecdon witlb this loaa� unless appllcable law pmvtdes otherwlse. Unless aa agreemen� is madc or��
<br />`;k� tis,"` aPplicaEle law requires inurest to bo paid.I,eader s6all not be required to pay Borrower any interest or eamings mn the Funds.
<br /> :';,��`"°T � , Borcower and l.endes may agree in writing.however.Wat interest sl�all be paid on tt�c Funds. Leader shall give to Hn�Yower, -
<br /> _"_``_":Y�i� without charge.an anuual aeoounti�ag of the�uuds. showing credits and debite w ihe Fiu�ds and tb�.Purpose for ahich eacl�
<br /> —=�--: -`• deDit to tRe�unde was made.Tao�t�e�3edgbd as addiitaaa!�srit�Yas all sssms se�ur!Y!hY th;c 3ecuricy Insnutnent.
<br />�i7;�;;�;,� � If the�Ynde held by Lender eaoeed the aarouats permitted to be held bY aPPlicable laa. Lendeir shati account to Aoaower
<br />'�'-" ��-"� for ttte eaccass Funds ia acoordanae wit1�the s��ui:ements o�.aPpl�cable law. If the amount of the Fuads heid by I.ender at any
<br />�`• time is uot sufSeient to pay th�Fsc:rrorr Items whe�due.Y.ender,may so notify Borrower in writtng,and.in such case Borrower
<br />����,�� shaU pay to i�nder the amount neeessatY w.znak�up the defi4ie�icY.Borrower shall makc up the deflatanay in no more than ,
<br /> �` twelve mo�thlgr:payaunts,ac Uzader's sale discretion.
<br />�=='"���It ilgon payment in fieli of all sums secured'by Wis Securlty Insaumcnt� I.ender shall promptly refuad to Bomower any ,
<br />��''����� Ft�ads held by Lender.If,under paragraph 21.Lender shall acquire or sell the Property,I.eader,prior to the ac�uisit�on or sale
<br />��'� oi the Property►shull epP1Y�Y F+��eld by Leader at the time of acqWsition or sale as a crcdit against the sums saured by
<br />�v:-:.�.;�� .
<br /> _��.K,�,�..� thia Secairity InLnument: ents received b LBnder under paragraphs
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<br /> -�-��� 3.A�pplt�a8�rs ot.Pbypn�nts.Unless a�ppiicable law provides otherwise.all Paym Y
<br /> _.._._ . 1 and 2 shall be applled: �ac:to anY P�Y��t�Ses due under the Note:second�co ainounts ps�able under paragraph 2;
<br />__�`�'�� thfu�:to intec�t due:fousril►:�to�principai due:and last.w any lau charges due under the Note.
<br />�is�r,�e� fines and impositions atuibutable to the Property
<br /> 4.Chug�s:Idem: Bormwer s6a11 pay all ta�ces.assessments,charges,
<br /> �� whfah'�may atemin� • � �er this Security Instmment, and leasehold payments or geouad rents. if at►y. Borrower shall PaY
<br /> - �,�oc�� �oy�m��:��p�lIded ia paragraph 2.or if not paid In thzt•manner,Bo:rower shall pay them on time directty
<br /> -"''� to da��arson�wed paym+ent.Bonower shaU promptly fivaish to Len�er all'ttodces of amunats to be paid uada this pazagcaph. .
<br /> w.-:--��� Ii�airinv�erusaJ�s these papmeats diruxly.Bornower shaU promptly 1bm9sh w I,ender reaipts evideacing the paymsnts.
<br /> T��.�� Boxr�ower shall prumptly discharge any lien which has ptiority over this Security Insuument unless Bosrower:(a)agreas in
<br /> -- writing co t6e payment of the obligadon secured by the lien in a manuer ac�eptable w Lender. (b)contests In good faith the lien
<br /> by, or defends againtt enforament of the lien in, legal prooecdings which ia We Lender's opl�ioa�operate to pnevent the
<br /> -�- — enforaem+e�t of the lien; or(c)secures from the•holder of the liea an egrcement satisfactory to LeadCr subordlnating the lien w
<br />� � �curiry�nsuument- 1f Lender deYermines ttiat any part of the Property is subject to a lien wbich may attain priorlty over
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<br />�:.._-y � �ri�y�, �nder map give Bonower a notice idantifjring the Hen.Bormwer sbatl satisfy the 1 ea or one or
<br />}•;:'_,.�. � more of the aciions set foith above vuithin 10 days of the giving of notice.
<br /> =`"�"'�= Fam 3028 8/8a
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