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201209698 <br /> for the repairs and restoration in a single payrnent or in a series of progress payments as the work is <br /> completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, <br /> Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. <br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br /> cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower <br /> notice at the time of or prior to such an interior inspecCion specifying such reasonable cause. <br /> 8. Borrower's Loan Applica#ion. Borrower sha11 be in default if, during the Loan application process, <br /> Barrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or <br /> consent gave materially false, misleading, or inaccurate information or statements to Lender(or failed to <br /> provide Lender with xnaterial information) in connection with the Loan. Material representations include, but <br /> are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal <br /> residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Securi#y Instrument. if(a) <br /> Borrower faiLs to perform the covenants and agreements contained in this Security Instrument, (b)there is a <br /> legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this <br /> Security Instrument(such as a proceeding in bankniptcy, probate, for condemnation or forfeiture, for <br /> enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br /> regulations), ar(c)Borrower has abandoned the Property, then Lender may do and pay for whatever is <br /> reasonable or appropriate to protect Lender's interest in the Property and rights under this Security <br /> Instruuient, including protecting and/or assessing the value of the Property, and securing and/or repairing <br /> the Properly. Lender's actions can include, but are not limited to: (a)paying any sums secured by a lien <br /> which has priority over this Security Instrtunent; (b)appearing in court; and(c)paying reasonable attorneys' <br /> fees to protect its interest in the Property andlor rights under this Security Instruillent, including its secured <br /> position in a ba�uptcy proceeding. Securing the Property includes, but is not limited to, entering the <br /> Property to make repairs, change locks, replace or board up doors and windows, drain water frorn pipes, <br /> eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. <br /> Although Lender may take action under this Section 9, Lender does not have to do so and is not under any <br /> duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or a11 actions <br /> authorized under this Section 9. <br /> Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by <br /> this Security Instruinent. These amounts sha11 bear interest at the Note rate from the date of disbursement <br /> and sha11 be payable, with such interest, upon notice from Lender to Borrower requesting payment. <br /> If tlus Security Instniment is on a leasehold, Borrower shall comply vvith all the provisions of the lease. If <br /> Borrower acquires fee title to the Property, the leasehold and the fee title sha11 not merge unless Lender <br /> agrees to the merger in writing. <br /> 10, M ortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower <br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br /> Mortgage Insurance coverage required by Lender ceases to be a�ailable from the mortgage insurer that <br /> previously provided such insurance and Borrower was required to make separately designated payments <br /> toward the premiusns for Mortgage Insurance, Bonower sha11 pay the premiuxns required to obtain coverage <br /> substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br /> the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insuxer <br /> selected by Lender. If substantially equivalent Mortgage Insurance coverage is not a�ailable, Borrower sha11 <br /> 24002781 <br /> NEBRASKA-Single Family-Fannie M ae/Freddie M ac UNIFORM INSTRUM ENT Form 3028 1/01 <br /> VMP OO VMP6(NE)(1105) <br /> Wolters Kiuwer Financial Services Page 8 of 17 <br />