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201209698 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lender is a Savi ngs Bdnk <br /> organized and existing under the laws of TH E STAT E 0 F N E B RAS KA . <br /> Lender's address is 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 <br /> Lender is the beneficiary under this Security Instniment. <br /> (D) "Trustee" is EQUITABLE BANK <br /> (E) "N ote" means the promissory note signed by Borro�ver and dated N o v e m b e r 14, 2 012 . The Note <br /> states that Borrower owes Lender 0 N E H U N D R E D T E N T H 0 U S A N D A N D 0 0/10 0 <br /> Dollars(LT.S. $110,0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in fu11 not later than D e c e m b e r 1, 2 0 2 7 . <br /> (F) "Property" rneans the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br /> under the Note, and a11 sums due under this Security Instn.unent, plus mterest. <br /> (H) "Riders" means a11 Riders to this Securiry Instnuiient that are executed by Borrower. The following Riders <br /> are to be executed by Borrower[check box as applicable]: <br /> �Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br /> 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider <br /> �VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] <br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br /> and administrative rules and orders(that have the effect of law) as well as all applicable fina1, non-appealable <br /> judicial opinions. <br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br /> charges that are unposed on Borrower or the Property by a condominium association, homeowners <br /> association or similar organization. <br /> (K) '°Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br /> draft, or similar paper instrument, which is initiated through an electronic termiizal, telephonic instruanent, <br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> (L) "Escrow Items" means those items that are described in Section 3. <br /> (IVI) "M iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br /> any third party(other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br /> damage to, or destr�zction of, the Property; (ii) condemnation or other taking of all or any part of the <br /> Property; (iii) conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, tlie <br /> value anci/or condition of the Properly. <br /> 24002781 <br /> NEBR4SKA-SingleFamily-FannieMae/FreddieMacUNIFORM WSTRUMENT Form30281/01 <br /> VM P Q VM P6(NE)(1105) <br /> Wolters Kluwer Financial Services Page 2 of 17 <br />