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201209696 and has an address of 4801 Frederica 3treet, O�vensboro, RY 92301 . Borrower owes L,ender the principal sum of One Hundred Eleven Thousand Six Hundred Seventy-Six and 00/100ths Dollars(U.S. $111,676.00 ). Thisdebt is evidenced by Borrower's note dated the same date as ttris Security Instrument("Note"), wlilch provides for monthly payments, with the full debt, if not paid eazlier, due and payable on necember Ol, 2042 . This Security Instrmnent secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest, and all renewals, eactensions and modifications of the Note; (b)the payment of all other swns, with interest, advanced under pazagraph 7 to protect the security of tlris Secutity InsUnment; and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the Trustce, in trust, with power of sa1e, the following described property located in Hall County, Nebraska: Lot three (3) , Slock Six (6) , In Nindolph's Addition to the City of Grand Ieland, Hall County, Nebraska. Parcel ID Num6er: 400139731 wlilch has the address of 1017 W IAUISE ST (StreetJ GRAND ISLAND [CityJ, Nebraska 68801 [Zip CadeJ ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and a11 easements, appur[enances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Sec�ity Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS hoids only legal title to the interesis ganted by Borrower in tlris Security Instrument; but, if necessary to comply with law or custom, MERS, (as nominee for Lender and Lender's successors and assigns), has the right: to erzercise any or all of those interests, including but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or canceling this Securit�Instrument. HORROWER COVENAN'I'S that Borrower is lawfully seized of the eatate hereby canveyed and has the right to grant and convey the Property and that the Property i s unencumhered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encmnbrances of record. THIS SECURII'Y INSTRLJMENT comhines uniform coveaants for national use and non-uniform covenants with limited variations by jurisdidio�to constitute a uniform s�urity instrume�covering real property. Uniform Covenar�ts. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, IrKerest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late chazges due under the Note. 2300288820 D V4NNE FHA Mongege WRN MEPSNE Heviaetl 4l88 VMP(ry VMP4N(NE�11108) Woltxn Kluwer Finanael Sxvices Page 2 al 10