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<br /> in the Propertp and rights under this Securi4y InstrumenT; and(d)takes such actior.as Lender may
<br /> reasonably rcquire to assure that Lender's interest in the Properiy and rights under this Sec;Lu-ity instrument,
<br /> and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br /> Leader may require thaY Borrower pay such reinstateuient sutns and expenses in one or more of the following
<br /> forms, as selected by T.ender: (a) cash; (b)mor�ey oxder; (c) certified check, bank check, treasurer's cheek or
<br /> ca5hier s check, provided any such check is drawn upon.an institution whose deposits are insured by a
<br /> federal agency, insKumentality or entity; ox (d) Electronic Funds Transfer. Upon reinstatemeat by$orrower,
<br /> this Security Insh-ument and abligations sccured hereby shall reuiain fully effecnve as if no acceleration had
<br /> occurred. Howevzr, this right to reinstate Shall not apply in the case of acceleration imder Seetion I8.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partiai intcrest in the
<br /> Note(togeTher with this Security Instnunent) can be sold one or inore rimes without prior norice io
<br /> Boraowei. A sale might resuit in a change in the entity�known as tbe "Loan Servicer'�that collects Periodic
<br /> Payments due under the Npte and thiS Security Instniment aitd peafotms other mortgage loan servicing
<br /> obligations imder the Notc, this Security Instrament, and Applicable I.aw. There also might be one or more
<br /> changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of 4he Loan Seroicer,
<br /> Borrower will be given written norice of the change which will state the nazne and address of nc�new Loan
<br /> Servica, the address to which pa7nnents should be made�d�y other information RESPA requires in
<br /> connection with a notice of transfer of servicing. If the Note is sold and ther�fter the Loan is serviced by a
<br /> Loan Servicer o[her than the purchaser of the Note, the mortgage loan servicing obligations to Borro�ver will
<br /> rcmain with the Loan Servicer or be transferred to a successor Loan Serviccr and are not assumed by the
<br /> Note purchaser unless otherwise providcd Uy the Note purchaser.
<br /> Neither Bonower nor:.ender may coinmence,join, or be joined to any judicial action(as eithcr an
<br /> individual lirigaut ar the member of a class) [hat ariscs fr�m the other party's actions pursuant to ihis
<br /> Securiry Instrument or that alleges thaC the other party has breached any provision o#; or any dufy owed by
<br /> reason of, Ehis Sectariry Ins�uinent, untll sucix Borrower or Lendex has notified Che other parLy(with such
<br /> notice given in compliance with the requiremerns of Section 15) of such alleged breach and afforded the
<br /> other parh�hereto a reasonable period after the gi��ng of such notice to take corrective acrion. If Applicable
<br /> Law provides a time period which must elapse before certain action can be takea, that ti�ne period will be
<br /> deemed to be reasonable for purposes of this paragaph The norice of acceleration and opportunity to cure
<br /> given t0 Borrower pursuant to Seclion 22 and the notice of acceleration given to Borrower pLusuant to
<br /> Section 18 shall bc deemed to satisfy the notice and opportuniry to take corrcctive action psovisions af this
<br /> Section 20.
<br /> 21. Hazardous Substances. As used in this Section 21: (a) "Haaardous Siibstances"aze those substances
<br /> defined as to�c or hazardous substances, pollutants, or wastes by�nvironmental Law and the following
<br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesricides and herUicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, aud radioactive materials; (b)
<br /> "Environmental Law"means federal lau�s and laws of the jurisdiction where the Property is located that
<br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup"ineludes any response
<br /> aclion, remedial action, or removat action, as defined m Enviranmental L.aw; and(d) au "Environmental
<br /> Condition"mean,a condition that can cause, conh-ibute to, or otherwise trigger an Emiromnental Cleanup.
<br /> Borrower shall not cause or pernut the presence, use, disposal, storagc, or release of any Hazardous
<br /> Substances, or tUreaten to release any Hazardous Substances, on or in the Property. Boirow�er shall not do,
<br /> nor allow anyone else to do, anything affecting the Fropaly(a) that is in violation of any Environmental
<br /> Law, (b)which creates au Environmental Condition, or (c) which, due�to the piesence, use, or release o£a
<br /> Ha-rardous SuUstanee, creates a condition that adversely affects the value of thc Property. The preceding rivo
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