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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />v O --I <br />C D <br />r (- (- Z —I N <br />4 It i\ <br />A <br />F._ <br />� c_ m E--' ;t i <br />CD <br />L Z. <br />r <br />C...._) , ▪ net <br />C: i <br />CD <br />co p - < (J) ,,,,z, <br />r\ U') Ju ( ) <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />MIN: 100846702011242549 <br />SIS Telephone #: (888) 679 - MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 15, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Diane K Cooper and Loren Cooper, wife and husband. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street, Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1101 <br />Page 1 of 13 <br />IDS, Inc. Borrower(s) Initiaig 4 <br />