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201209603 <br /> (C) "Lender" isBank of the West, a California state banking corp. <br /> Lcndcrisa corporation <br /> orgni�izcdandaxistingunderthelawsofThe State of California . <br /> Lende,'sxddressis 13505 California St, NE-BBP-LL-P. Omaha , NE 68154 <br /> (D) "Trustee" is Bank of the West, a California state bankiny corp. <br /> (E) "M ERS" is Mortgage F.lectronic Registra6ioi� Systcros, Lic. MFRS is a separate corporation tLint is ucting <br /> solely as a nomincc for Lcnder and Leoder's sua;essors and assigns. MF.RS is the be�teficiary under this <br /> Security Instrument. MERS ie oiganized a�id exieting uuder Lhe taws of Delaware, and has an address nnd <br /> telephone number of P.O. Box 2026, Flint, MT 48507-2026, tel. (888) G79-MERS. <br /> (F) "Note" �neans tl�e promissory note signed by Borrower and dnCed NoVember 08, 2012 . Tlie Note <br /> statestha[BoriowerowesLender Fifty Four ThoUsand Five HUndred And ZeY'o/100 <br /> Dotlars (U.S. $54,500.00 )plus interest. Rorrower Lias�rumiscd [o pay this debt in regular <br /> Periodic Payinents and to pay the debt in lu1L not lnecr than DeCember 01, 2042 . <br /> (G) "Properfy" mcans the property diat is described below imder thc hcuding "'fransfer of Ri�hCs i�the <br /> Properry." <br /> (H) "Loan" �neans the debt evidenced by aic Note, plus interest, any prepayment chergw ni�d latc cliarges due <br /> undet lhe Notc, and all sums doe under[Iiis Scourily Insn-ument, plus interest <br /> (I) "Riders" mea��s all Ridcrs fo this Securiry InstaZtmenl ihxl nrc cxccuted lry Rorrowar. The fotlowing Ridcrs <br /> .are to be executed by L�on�ower [ehecic box as applicable�: <br /> � Adjustable Rate Kidei ' Condmninium Rider 0 Second Homc Rtder <br /> � Balloon Rider �Pln�ncd Uni[Developmentl2ider 0 1-41�amily Ridci <br /> � 0 VA Rider _;Biweekly Paymcut Rider �] Od�er(s) [specify� <br /> (J) "AppliCable Law" means all conu-olling applicnble fecicral, state and local stamCes, regulations, <br /> ocdinauees aud adnvnistrative rules and orders (tLiat (mve �he ciTect of law) as well as all applicabLe final, <br /> non-appealablejudicinl upii�ions. <br /> (K) "Community Association Dues, Fees, and Assessments" mean5 ali ducs, fa•s, nsscssincnts and other <br /> cl�arges that are imposed on I3orrower or thc Piroperty by a condomininm associatimi, 6omeuwncrs <br /> associa[ion or si�niLar organi�atioii. <br /> (L) "EIeCYronie Funds Transfer" meaus aiiy t�-ansfer of fimds, otlicr tf�an a transaction origina[ed by check, <br /> drah, m� similar paper ins-Pa�tnnent, which is inifiateA through an eLeclroi�io tcrminat, tclephonic inshumei�t, <br /> cumputer, or magnetic tape so ns Lo order, instruc[, or authorize a fiunncinl ii�sli0.ition Lo debit or credit an <br /> 2ecount. SueL1 term i��cludes, I�ut is not limited to, point-of-sale U'aasfers, au[omated tel[er machinc <br /> transactions, trnnsfers initiated bV te�ephone, wire lransfcrs, and automated clearinghousc transfers. <br /> (M) "Eserow IYems" means thuse items that are described in Seetion 3. <br /> 8001;4646i6 ,f�'"}y (� dd01354816 <br /> NEBRASKASingleFamlly-FannlelAaelPreddleMenIINIFORMMSTRUMENTWITHM1IERS ��' 1....d Ponn3020�101 <br /> VNP� VMP6AINE)(110u� <br /> Wollers Kluwe�Finanaal Servloes Pegn 2 uf 1I <br />