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201209563 Any amouats disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument.These amounts shall beaz interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Lender to Bonower requesting payment. If this Securiry Instrument is on a leasehold,Bonower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Proper[y,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance.If Lender required Mortgage Insurance as a wndition of making the Loan, Borrower shall pay the premiums required to maintain the Modgage Inswance in effect. If, for any reason,the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Botrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premituns required to obtain coverage subs[an[ially equivalent to the Mortgage Iosurance previously in effect,at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurauce previously in effect, from an altemate mortgage insurer selected by Lender. If substantially equivale¢t Mortgage Inswance coverage is not available,Borrower shall continue to pay to Lender the amouat of the sepazately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept,use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Iusurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full,and Lender shall not be required to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Modgage Insurance coverage(in the amount and for the period that Lender requires)provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Inswance. If Lender requ'ved Mor[gage Insurauce as a condition of making the Loao and Bonower was requ'ved to make sepazately designated payments towazd the premiums for lblortgage Insurance,Borrower shall pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage Insurance ends in accordance with auy written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law.Nothing in this Section 10 affects Borrower's obligation to pay interest at t6e rate provided in the Note. Mortgage Tnsurance reimburses Lender(or any entity that purchases the Note)for certain losses it may incur if Boaower does not repay the Loan as agreed. Bonower is not a party to the Mortgage Insurance. Mortgage inswers evaluate their total risk on all such insurance in force from time to time,and may enter inW agreements with other parties that s6are or modify t6eir risk,or reduce losses. These agreements aze on terms and conditions t6at are satisfactory to Yhe mortgage insurer and the other party(or parties)to these ageements. These agreements may require the mortgage insurer to make payments usiug any source of funds that the mortgage insurer may have available(which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender,any pwchaser of the Note, another insurer, any reinsurer, any other entity,or any affiliate of any of the foregoing,may receive (directly or indirectly)amounts that derive from(or might be characterized as)a portion of Borrower's payments for Mortgage Insurauce, in exchange for sharing or modifying the mortgage insurer's risk,or reducing losses. If such ageement provides that a¢affiliate of Lender takes a share of the inswer's risk in exchange for a share of the premiums paid to the insurer, the arraugement is often termed "captive reinsurance."Fudher: NEBRASKASingla Famity-Fannie MaeiFredtlia Mac UNIFORM INSTftUMENT WITH MERS Form 3028 1/01 VMP� VMPBA(NEl(1705).00 Wolters Kluwer Financial 5ervices �ape 9 of 1] iii��i�iiiiiiiiiii3iiiiiiiiiiiiiiiiiiiiiiiiiiiiii J � .�,,� �