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201209563
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7/20/2017 10:01:16 AM
Creation date
11/15/2012 10:36:15 AM
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DEEDS
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201209563
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201209563 <br /> services and subsequent charges each time remappings or similar changes occur which reasonably might <br /> affect such determivation or certifccation. Borrower shall also be responsible for t6e payment of any fees <br /> imposed by the Federal Emergency Management Agency in connection with the review of any flood zone <br /> determination resulti�g from an objection by Borrower. <br /> If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, <br /> at Leuder's option and Borrower's expense. Lender is under no obligation to purchase any particular type or <br /> amount of coverage. Therefore,such coverage shall cover Lender,but might or might not protect Borrower, <br /> Borrower's equiry in the Property,or the contents of the Propedy, agaiust any risk,hazazd or liability and <br /> might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost <br /> of t6e insurance coverage so obtained might significantly exceed the cost of insurance t6at Botrower could <br /> have obtained. Any amounu disbursed by Lender under t}us Sectiou 5 shall become additional debt of <br /> Bonower secured by this SewriTy Iastrument. These amounts shall bear interest at the Note rate from the <br /> date of disbursemeut aud shall be payable,with such interest, upon notice from Lender to Bornower <br /> requesting payment. <br /> All insurance policies required by Lender and reuewals of such policies shall be subject to Lender's xight to <br /> disapprove such policies,shall include a standard mortgage clause,aud shall uame Lender as mort�agee <br /> and/or as au additional loss payee. Lender shall have the right to hold the policies and renewal certificates. <br /> If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal <br /> notices. If Borrower obtains any form of insurance coverage,not othenvise required by Lender, for damage <br /> to, or destruction of,the Property, such policy shall include a standazd moRgage clause and shall name <br /> Lender as mortgagee and/or as an additional loss payee. <br /> In the eve�t of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may <br /> make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agee in <br /> writing,aoy insurance proceeds,whether or not the underlying insurance was required by Lender,shall be <br /> applied to restoration or repair of the Property, if the restoration or repair is economically feasible and <br /> Leuder's security is not lessened. Daring such repair and restoration period,Lender shall have the right to <br /> hold such insurance proceeds until Lender has had an opportuniry to inspeet such Property to ensure the <br /> work has been completed to Lender's satisfaction,provided that sach inspection shall be undertaken <br /> promptly. Lender may disbwse proceeds for the repairs and restoration in a single payment or in a series of <br /> progess payments as t6e work is completed. Uuless an ageement is made in writing or Applicable Law <br /> requires interest to be paid on such insurance proceeds,Lender shall not be required to pay Bonower any <br /> interest or earnings on such proceeds. Fees for public adjusters,or other third paRies,retaiued by Borrower <br /> shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration <br /> or repair is not economically feasible or Lender's security would be[essened,the insurance proceeds shall be <br /> applied to the sums secured by this Security Instrument,whether or not then due,with the excess, if any, <br /> paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. <br /> If Bortower abandons the Property,Lender may file, negotiate and settle any available inswance claim and <br /> related matters. If Borrower does not respond w�thin 30 days to a notice from Lender that the insurance <br /> carrier has offered to settle a claiay then Lender may negotiate and settle the claim. The 30-day period will <br /> begin when the notice is given. In either event,or if Leuder acquires the Property under Section 22 or <br /> otherwise,Borrower hereby assigns to Lender(a)Borrower's rights to any insuranee proceeds in an amount <br /> not to exceed the amounts unpaid under the Note or this Security Instrument,and(b)any other of <br /> Borrower's rights(other thaa the right to any refund of uneamed premiums paid by Borrower)undex all <br /> insurance policies covering the Property, insofar as such rights are applicable to the coverage of the <br /> Properry. Lender may use the insurance proceeds either to cepair or restore the Property or to pay amounts <br /> unpaid under the Note or this Secwiry Instnunent,whether or not then due. <br /> NEORASKASIngle Famllyfennie Mee/Freddie Mec UNIFORM INSTRUM�NT WITH MERS Fomn 30281707 <br /> VMP� VMPBA(NE)(1105).OD <br /> Wotle�s Kluwer Flnanclel Services 'q — /� Pege 7 M 17 <br /> III I�'II'lll II IIII I III'lllllllll I I IIII IIIIII�)�II � (v!� i,J 1�_ <br /> q03310975906 0233 344 0717 � <br />
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