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201209563 <br /> (c) ��Lender��sQuicken Loans Inc. <br /> Leod�is a Corporati on <br /> organized and existing under the laws of the State of Mi chi gan . <br /> Lender's address is 1050 Woodward Ave, Detroi t, MI 48226-1906 <br /> (D) ~7rustee^ is TITLE SOURCE, INC. <br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br /> Security Instrument. MERS is organized and existing under the laws of Delaware, and has au address and <br /> telephone number of P.O. Box 2026,Flint,MI 48501-2026,tel. (888)679-MERS. <br /> (F) "Note" means the promissory note signed by Borrower and dated November 5, 2012 . Tne rrote <br /> statesthatBonowerowesLender Elghty �Yle ThOL158I1d $2V211 HUndl'2d <br /> Fifty and 00/100 <br /> Dollazs(U.S. $ 81,�5�.�� )plus interest. Borrower has promised to pay tlus debt in regular <br /> Periodic Payments and to pay the debt in full not later than December 1, 2�42 . <br /> (G) "Property"means the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> (H) "Loan"means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due <br /> under the Note,and all sums due under this Security Instrument,plus interest. <br /> (I) "Riders"means all Riders to this Security Instrument that aze executed by Borrower. The following Riders <br /> aze to be executed by Borrower[check box as applicable]: <br /> 0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br /> �Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br /> 0 VA Rider 0 Biweekly Payment Rider �Other(s) [specify] <br /> Legal Attached <br /> (J) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, <br /> ordinances and administrative rules and orders(that have the ef'fect of law) as well as all applicable final, <br /> non-appealablejudicial opinions. <br /> (F� "CommunityAssociationDues, Fees,and Assessments"means ali dues, fees, assessments and other <br /> charges that are imposed on Borrower or the Property by a condominium association, homeowaers <br /> association or similar organization. <br /> (L) "ElectronicFundsTransfer'means any hansfer of funds, other than a transaction originated by check, <br /> draft,or similar paper instrument, which is initiated through an electronic terminal,telephonic instrument, <br /> computer,or magnetic tape so as to order, instmct,or authorize a finaucial institution ro debit or credit an <br /> account. Such term includes,but is not limited to,point-of-sale transfers,automated teller machine <br /> transactions,transfers initiated by telephone,wire transfers,and automated cleazinghouse transfers. <br /> (M) "Escrow Items" means those items that are described in Section 3. <br /> III IIIII'lllrl9I^II I I IIII IIIIIII'IIII�I I'llllllllll Ili INSiRUMENT WITH MERS ��� �� � „_ PBA1 P)�e��0 <br /> _ _ Y� o�a <br /> � <br /> q03310975906 0233 344 0217 <br />