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201209558 (C) "Lender" is EQUITABLE BANK Leudcrisa Savings Bank or�nii� andexistingunderthelawsoPTHE STATE OF NEBRASKA , Lendeisaddressis 113 N LOCUST ST PO BOX 160 GRAND ISLAN� NE 68802-0160 Lender is the beneficiarp under this Security Instrument. (D) "Trustee" is EQUITABLE BANK (E) "Note" means Lhe promissory note signecl by Borrower and dated NoVembe r 08, 2012 . The Note statesthatBorrowerowesLender SIXTY NINE THOUSAND SIX HUNDRED AND 00/100 Dollars (U.S. $69,600.00 )plus interest. Borrower has promised to pay this debt in xegulaz Periodic Payments and to pay the debt in full not later than DeCember l, 2027 . (� "Property" means thc property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Notc; plus interest, any prepayment charges and;ate chuges due under the 1Vote, and all swns duc under this Securify Instrwnent, plus interest. (H) °'Riders" means all Riders to this Security lnstrument that are executed by Borrow�er. The Pollowing Riders are to be executed by Borrower [check box as applicaUle]: � 0 Adjwtable Rate Rider � Condonunium Ridc�- 0 Second Hame�Rider 0 Balloon Rider �Plarmed Unit Development Rider 0 11F raznily Ridar 0 VA Rider �Biweekly Payment Rider � Oflier(s) [Specify] (I) "Applicable Law" ineans all conirollina applicable federal, statc and local statutes, regulalions, ordinznces end administrative rules and orders(that have the zffect of law) as well as all applicabie fmal, non-appealable judicial opinions. (J) °'Community Association Dues, Fees, and Assessments" means all dues, fees, asszssments and other charges that are imposed on Bprrower or the Propert}�by a condominium association, homeowners association or similaz organization. (FQ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is iniriaied through an elcctronic terminal, telephonic inshwnent� computer, or ma�ettc tape so as to order, instruct, or authorize a financial institution.to debif or credit an aceount SucU term includes, but is not limited to, point-Qf-sale transfers, automa,ted tellei machir,e transactions, transfers initiated by telept�one, wire transfers, tind automated clearinghouse iransfers.. (L) "Escrow Items" mcans those items that arc described in Section 3. (M) "M iscellaneous ProCeeds" means any eoi�ensation, settlement, award of damages, or ptoceeds paid by any third party(other khan insurance proceeds paid mider the coverages described in Section 5) for. (i) dainage to, ox destn�erion of, the Prqperty; (ii) condemnation or other taking of all or any pazt of the Proper[y; (iii)conveyance in lieu of condemnation; or(iv) uusreprescntations of, or omissions as to, the valuc andlor condition of the Ptoperty. NFBRASK4-Sin IeFamil -FannieMaelFredtlieMacONIFORM INSTRUWENT 24�p2]5� VMP� � Y VM 6(NE)(it05�) VJolte:s Klu�.rer Financlal Services Paoe 2 of�]