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201209558 designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrowet's change of address_ If Lender specifies a procedure for reporting Boaower's chanqe of address, then Borro�ver shall only report a change of address througll fliat specified procedure. There may be only one designated norice address undc,�r this Security Instnunent at any ane time. Any notice to Lendex shall be gven hy delivering it or by mailing it by first class inail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in coiui�tion with this Security Instrument shall not be deemed to have been�ven to Lender until actually received by Lender. If any norice required by this Security Instrument is also required under Applicable Lzw, the Applicable La� requirement will satisfy fhe carresponding requirement�mder this Seciuity Insirument. 7 6. Goveming Law; Severability; Rules of Construction. This Security Instrumern shall be governad by federal Iaw and the law of the jurisdiction in which the Property is located All rights and obligarions eontained in this Security Instnunent are subject to any requirements and limitafioas of Applicable I.a�v. Applicable I,aw might c�licitly or implicitly allow the partfzs to agree by contract pr it might be silent„but such silence shall not be constnied as a prohibiticm against ab eeinent hy contract In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable I aw, such conflict skall nat affect otha piovisions of�his Security Instrument or the Note which can be given effect withont the conflicting provision. As used in this Security Inshzmient: (a)words of the masGuliae gender shall mean and inclucle correspoading neuter wards or words of the£eminine gender; (b}�vprds in the singulaz shall mean and include the plural and��ice versa; and(c)the u�qrd"may" gves sole discreTion k�ifliout any obligation to take any action. 17. BorroweYs Copy. Borro�ver shall be given one copy of the N�te and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in tlus Section 18, "Interest in the Pro�eriy" means any legal or beneficial interest in the Property, iacluding, but not limited to, those beneficial interests [ransferred in a bond Por deed, contract far deed, installment sales contract or escrow agreeuient, the intent of which is the transfer of ritle by Borrower at a fuhire date to a purchaser. If all or any part of the Property or any Interest in the Property is sold ar transferred(or if Borrower is not a naturat person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent, Lender may requue immediate payment in fixil of'all suins secured by this Security Instrumenf. Howevex, this option snall nof be exercised by L�der if such exercis0 iS pxohibited by Applicable Law. ff Lender exercises this option, Lender�hall give Borrower norice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is�ven in accordauce with Section 15 within�vhich Borrower must pay all suins secured 6y this Security Insfrument. If Borrower fails tu pay LLcae siui�s prior to the expirarion oF lhis period, Lender may invoke any remedies permitted by this Security Instrument uithout further notice or demand on Borrowcr. 19. Borrower`s Right to Reinstate After Acceieration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security instrument discontinued at any time prior to the eazliest o£ (a) five days hefore sale of the Property pursuant to zny power of sale contain.d in this Securify Instrument; Eb)such other period as Applicable Law might specify for the tennination of Barrowei's ri�ht to reinstate; ar(c) entry of a jrxdgment enforcing this Securiry Instrument. Those conditions are that Bo�rower: (a)pays Lender all sums u�bich then would he due under this Security Insfrument and the Nofe as if no acceleration had occurred; (b) cures any default oP any other covenants or agreements; (c)pays all expenses incurred in enforcing this Security Instrument, Including, but not lunited ta, reasonable attorneys' fees, property inspection and caluation fees, and other fzes incurrad for the purpose of protecting Lender's interest 24002]5] NBBASKASingle Fam:ly-Fannie M aelFretldie M ac UkIFORh1 INSTRUM ENT Porm 3028 1!01 VMP.'gi VMPb(NE)(�ia5) 11'oliere Kluwer Financial Services Page 12 of 11