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<br /> •°:,,�`: .''� '`.t � TQGETHER W3TH all the improvemeau aow or de�+eaRer ere�ed on the propecty. �;�;
<br /> _. � , . ; .'� ��� � i'ixtures no�v or hereafter a part of the propeny. All �Iacements aad additions sball also be o�ve�ed by tbis Secauity
<br /> Insuument,All of the foregoing is ceferred to in this Security Instru�oneat as the"Froperey°
<br /> � . BORROWER C0�IENANTS that Bormwer is lawfully seised of the esta�hereby conveyed and das the right to grant and �,
<br /> - .�..L�4 oonvey the PraFerty�d that the Propest�is un�ncmnbered. exce�t far e�umbranoes of reGOrd. Sormwer warra�au and will
<br /> .,: ...• . � defe�d geaeialiy tLe dUe to the Pmperty a�ainst all ctaims aad demaads.subjecx tv any encumbrances of iecord.
<br /> ��. THIS 5ECURDTY INSTRUMENT combiues uaifutm covenants for imtioaal use aad aon-uniform covenants arirh limited
<br /> vaziations by jarisdicdon to wnstitute s unifoaa savrity instrumens oavetin8 rPa!pmpeitY• �`
<br /> � ,� •r ' UNIFORM COVENANTS.Bo�rower and I.endes coveaant at�i agreE as follows:
<br /> °',�, 'c •,� i:� . e a t a n�} �i t e C 6 a*�- B o r r o w e r s h a ll P�m P U 9 Fa y whea dus the �(:
<br /> i.�ay�c e a t o f P r i a s tpat S a d i n t e� �3'm
<br /> ent a n d tate c h a t ges due n n der t he N a t e. �
<br /> ' " � �; . principal of enci interest on the debrevidenced by the Note and anY PreP� �°
<br /> � � '�� x" �.Fimds fos Tax+¢s aa�gns�m¢ee Sub,�ect tb applicabte law or tn a wriueu waiver 6y Lender,Borrower s�ali pay to• -
<br /> �;`°a �.. -. L�der on the day munthly payme�us ane d+ae nnd�r the Note.undl the Note is paid in fuU.a svm("F�s')for.(a)Year1Y taae.s �'_.
<br /> �,.;;:.` .` ':,� . and assessmeats whictt may aitain priority over Yhis Secutity Instrument as a lien on the Ycoperty:(b)Yeaz1Y Ieasehald payments �'
<br />. ' �� .�: or gmund rems an ttte Pmperty,if arry:(a)Yearty daza�d or property ias�usnce premiams;(d)Yea�iy 4oad ias�anoe premi�. . --
<br /> . .• ��Y:(e}Y�Y��8e insuraace premiums,if aay;and(fl�ry sams Payable by Bo:rowr.r to Lender.ia amor�ance witb �__--
<br />_ �`'` �,, .�,�.�'• tIle pmvisions of paragraph 8,in lieu of the paymeat of mortg�ge insaiance pmmiums-1�ese items are calle�°Fscmw Iteans." �r.:
<br /> ,. Leader may,at�y time,oaltert and ho2d Fua�v ia an aa�nmt aat m exceed t�e maximum amouat a tender for a federally i.y"-
<br /> " mdated mnrtg�ge loan may reqt�ire for Bormwer•s es�row aoanuat uader the federal tZeal Fstate SeuIement Pmcedates Ad of �.;:
<br /> _�•<� , . ,, :�. 1974 as amended f�a�n tim�W time. 12 U.S.� Secri�an 2601 et seq.('RESPA"�.witess aaather!aw that applies to the Funds �_`'
<br /> im
<br /> ` s�s a less�amonnt.If so, Lender map, at aay saa�.oorie�sud hotd Funds in an amount aot[o exoeed the tesser amount. `t:�:`,�:-.-
<br /> - - .---�.' i.ender may estimate the amannt of Funds due an th�basis af current data and�awqable estimaies of eapeadituies o�fnnue :=�'=.
<br /> ° ` "' • Pscrow Items or otherwise in acxotdance wit6 applicable law. '.'ltti:-
<br /> '� � ' :.:��-�: ' Tt� Fuuds shall be held in an institutian wtxose dqmsits are in�ured by a federal ageacy. iastrameniality,or e�tity r�`
<br /> tu
<br /> `� . ,.�.� �: (including Leuder,if Lender is such an institptian)or in aay Federal Home Loan Bank_I.ender shall apply the Fuads to pay the _-
<br /> ' Fscnuw Ifems.Lender may not cvatge Borrower for holding aad applying the Fuads,armualIy aaatyzing We esscmw.axount,or ��
<br /> cm ��__
<br /> __ L _�..,�„�_:, ��A$��crow Items,unless Lender pays Borrnwer iritesest pn the Fur�ds and app7icabte!�►w pc.rmits I.ender io make snc�t �-.--
<br /> .-:..
<br /> . a c6aige. However,Lender mAy requite Borrowec w pay a onadme d�arge far an Independent real estate tax�+epordng senrice ;_
<br /> t .'.;".. �' , ased by 3�uder in connedioa with this loao, iml$ss appIicabte taw pmvidES otherwise. Unlc�s an agteemeat is made or . �-
<br /> �� � �` appii�abi�tsw reqoues inte�est to be paid,Lender shaU nat be r�uiied to pay Bormwer any ii�+est or eamings on the Fuads. _
<br /> ' � �`�. � ' Borrowet a�d Leader may agiee in writing,hawever,that intec�st sha11 be paid on the Faads:Lender shall,give w Borrawer, • a
<br /> � '. . - . �rithwt charge.an anmaa�acoounting of the Funds, s6oariag credits and debits to the Fands and the pu�mse for a�b"scb eacb �
<br /> �;. � ' debit to t�,�ivnds was itc�e.The Funds are pledgeA as additiona!secarity for all sums sec4ue�by this Secarity Insaument.. � . _ ---
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<br /> �..., If t�e Funds held b�r Leader exceed We 8snaoats permiued to be he�d by applicable law..f�:ender s6aU accaunt W Bos�'.wer =--
<br /> �: .' ; for the exeess Fands in arcardarcce with ttie require�eents of applicable Iaw.If the amount of the Fands 8etd by Lender ai any �.
<br /> .. time is nat suf�aem to pay t$e Escrow Items�fieu due.Lender may so untify Borrower in writing,and,in s�ch case Bomower .
<br /> - � �. � shall pay to Lender the amount neressary to make ap the deficieacy. Borrower shall make ap the de&ciency in no more tbaa _.
<br /> � � � taretve awnth2y payments.at Lender's sole discretion. . __
<br /> . ;,.�1�;�5�;�;; Upon payment in faA of ali scm�•secaued by this Security.Instcumen�l�nder shall promptly refvud W�orrower azry
<br /> ' �'�"�% ' ' Fnnds hetd b I.euder.if.ander 21,Lendes suall or seU the .I.euctzr,prior W the tton or sale � �-
<br /> . . ,: :,,;���,;,.'.,. Y p�� ll aaluire ProPertY ac9uisi� . -
<br /> � . . of the Prnperty.shall apply any Funds 6eld by Leader at the time of acquisitIan�sale as a credit against the svms sesured by .
<br />_ ' � , ttsis Sccuriry I�sttumem. ' � •
<br />_ �` .:':;-. 3.Apyllratian of P�y�n�.IInless applica6S�;��Caw provldes otherwise.a11 gayments raoeived isy Le�er under paragra�hs
<br />- �:''�;��'• •, ��� 1 and 2 shall be lied:fizst.to an t charges dae ander the Note;secoad,ta.aut�sunss a able under 2: . -
<br /> ,,,.,,�',_�.p �P YP�F�en P Y P��?
<br />— �• ,t���. �. third,W iaterest due:foarW,�to pnncipal dne:and last.to any late cLarges due under the Kot�..�' .�.. . �
<br /> � • : 4.CLa�es;Llcas.Borrower shall pay a!1 taxes.assessmeats,cLarges. fiaes and�im�a�itions amibuta6ie w the Parpeny —
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