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201209535 (C) "Lender° isEQUITABL€ BANK Lenderisa Savings Bank organized and existing under the laws of TH E STATE 0 F N EB RAS KA . Lender'saddr�sis 113 N LOCUST ST PO BOX 160 GRAN� ISLAND NE 68802-0160 Lender is the beneficiary under this Security Instrument. (�) "Trustee" is EQUTTABLE BANK (� "Note" meail5 the promissory note signed by Borrower and datcd Novembe r 08, 2012 . The Note statesthatBorro�verowesLender SEVENTY THREE THOUSAND AND 00/160 Dollars(U.S. $73,000.00 )plus interest Borrower has promised to pay this debt in regular Periodic Paymen[s and to pay the dzbt in full not later than DeCember 1, 2025 . (F) "Property" means the property that is described below under the heading"`lransYer of Rights in the ProperLy." (G) "Loan" means the debt evidcnced by the Note, plus interest, any prcpayment charges and late chazges due under the Note, and all smns due under this Securliy Instnnnent, plus interest. (H) "RideCs" means all Rideas [o tlus SecLuity lnstrument that are executed by Bonower. The following Riders are to be executed by Boxrower [check box as appIicable]: 0 AdjusYable Rate Rider � Condominiiun Rider � Second Home Rider � Balloon Rider �Planned Unit 1?evelopment Rider � 1-4 Fainily Rider � VA Rider �Biweekly Payment Rider � Other(s) [spec;ify] (1) "Applicable Law'° means all controlling applicable fcdcral; state and local statutes, regulations, ordinances and aqxninistrative rules and orders(that have the effect of lativ) as well as all applicable final, non-appea,lable judicial opiaions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and oeher chazges that are imposed on Borrower or the Property by a condoininiutn association, homeowners association or similar or�anization. (K) "Elec$ronic Funds Transfer" means any�ansfer of funds, other than a transaction originated by check, draft, or similar paper instnnnent, ewhich is initiated through an electrovic terminal, Eelephonic instrwnznt, computer, or magnet+c tape so as to order, instruct, or autllorize a financlal Ins6tu6on to debit or credit an accounT. Such kerm includes, but is not limiCed to, point-of-sale transfers, auYomated toll�machine tc�sactions, transfers initiated by telepflone, wire�ansfers, and automaked cleazinanouse traasfers. (L) "Eserow Items" means those items that aze describeu in Section 3. (M) "M iscellaneous Proceeds" means any compensation, settletnent, a��azd.of damages; or proceeds paid by any third party(other than insurance procezds paid under the coverages described in Section 5) for. (i) daznage tq or destrucrion of, the Property; (u)condemnation or other taking of all or any part of the , Property; (iii)conveyance in lieu of condemnation; or(iv)inisre,�reszntarions of, or oxnissions as to, the value ancllor condition of the Properiy. znooz�az NBRASKA-Single Fem ily-Fannie M ae�Fredtlie M ac U W F03A1 INSTRUId ENT Form 3�28 1l01 V11P(y' VMP6(NE)(1905) LVolters Kluwer Fnanciai Services Page 2 of 1]