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201209534 (C) "Lender" is EQUSTABLE BANK Lenderisa SdVings Bank organized and e�sting under the laws of TH E STATE 0 F N EB RA$KA Lender'saddressis 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the beneficiary under this Security Insiruuient. (D) "Trustee" is EQUITABLE BANK (E) "NoEe" meansthepromissoivnotesignedbyBorroweranddatedNovem6er 08, 2012 . TheNote statesthatBorrowerowesl,ender ONE HUNDRED FOUR THOUSAND AND 00/100 Dollars(L7.S. $104,000.0 0 )plus interest. I3orrov✓er has promised to pay this debt n1 regular Periodic Payments and to pay khe debt in full noC later than Dec emb e r 1, 2027 . (F) "Property" means the property that is descri6cd below under the heading"Transfer of Rights in tl�e Property." (G) "Loan" means the debt evidenced by the Note, plus mteres[, any prepay�nent charges and late charges due imder the NoCe, and all sums due under this Security Tnstrument, plus interesc. (H) '°Riders" means all Riders to this Sec;uriTy lnstaunent that are executed by Borrowe:. The follo�x�ing Riders are to be executed by Borrower [check box as applicable]: �Adjustable Rate Rider � Condominium Rida � Second Home Rider �Balloon Rider �Planneci Unit De��elopment Rider L� 1-4 Family Rider �V'�Rider 0 Biweekly Paymern Rider � Othes(s) [sPec�fS'] (I) "AppliCBble Law'° means all controlling applicable federal, s[ate and local statutes, reguta[ions, ordinances and administrative rules and orders (that have the effect of law)as well as all applicable fmal, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower ox the Property b}�a condominium association, homeowners association or similar organication. (F� °'Electronle Funds Transfer" means any transPer of funds, other than a tras�sacrion ori�nated by chcck, . dzaft, or s3m31ar papex instrwnent, which Is Initiated tlu-ough an elecfronic teuninal, telephonic instrument, computer, ox magnetic tzpa so as to order, instrucY, or authorize a financial institurion to debit or credit an account Such term inclu�les, Uut is not lim3ted to, point-of-sale transferS, automated teller machtne Ccansactlons, transfers initiated by telephone, wire transfecs, aud automaCed cleasinghouse transfers. (L) "Escrow Items" means tt�ase items tl�t are described in Sec6on 3. (M) "M iscelfaneous Proceeds" ;neans any compensation, seitlement, award of cianiagcs, or proceeds paid by any third paztq(other than insurauce proGeeds paid under the coverages described in Section 5)for, (i) damage to, or destruction of, the Property; (ii) condemnation or othcr takina of all or any part of the Property; (rii) conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as [o, the value ancUor condition oP the Propertv. zaoaz�aa NEBRA�KA-SinalzFamily-Fznriel�AaefFredaiebiacUWFORfd INSTRUP4ENT Form3G2811o1 VP.9P� VbIP6(NE)(1 i05) �' W011arsKlmverFlnenctal5ervices P�qe2of'I]