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<br /> � ^� (0.125°k). Subject to the limits stated in Secdon 4(D)below.thls mnaded aaiouni will be my new interest rate _
<br /> until the aext Change Date. ,__
<br /> _�'��� The Note Holder wW then determine the aznouat of monthly paymeut t6at would be sufficient to repay
<br /> ;,, . the unpaid principal that I azn expected to owe at the Change Date ia full an the m�atur�ty date at my aew
<br /> - �=• interest cate in substantia:ly equal payraents. '1]ie result of d�is calculation will be the new araaunt of my monthly
<br />`-��i payaaeut.
<br /> Lianits on Intemst Rate Chaages
<br />�="R� 'he interest rece I azn uired to pay at the first Change Daze wilinot be grcater than 10.600 °�
<br />-__=-_- or less than 9.100 4b�ereafter, my intenst rate wiu never be incrased or decreased on any single
<br />°_;;�� Change Date bymnre H��vr+ ane and 500/1000ths pem�ntage point( 1.500 �b)
<br /> from the rate of Interest I have be�► paytng for the preceding six �nonths. My interest rata wI11
<br />�..-�— never be greater tban 16.1Q0 S6. or le8s th�an 9.100 �.
<br />�,��� (E) EfIFt�EidsDate of Changea
<br />`.-_�°��� My new int�cest rete wUl become effecdve on each Change Date. I will pay the amount of my new
<br />._�� , moarhIy payinent begin�ing on the fust moathly p�yment date aRer the Change Date wnil the amount af my
<br /> --- - monthly payment chm�ges again.
<br />- : (� Notice of ChaqgE:a
<br /> -- ` 'ihe Note Holder will deliver ar aoail to me a nodce of aay changes ln my intenest rate and the amount ,
<br /> ��-� of my raonthly payment before the e�fective date of any change. The aotice will include int'ormation requimd
<br /> -- - by!nw to be g iven me att d a lsu t h e t i t l e a n d t e l e p h o n e n u m b e r o f a p e m o n who wiU aaswer en y question I may
<br /> -- � have regacdin the natice. _
<br /> TRANSFER�F T�FROPER'1'�tOR A BENG+FiCIAI.II�TE1tESf IN BORROWER
<br /> i Jntform Covenant 17 af the SecuritY Instrument i�eeaended to read as followa: n�,� �, 8r an
<br /> _— 'iYansrer of the Property or a BenrPici�tl,i�tei�-t i��3arawer.If aii ar auY i� �Y 3� .
<br /> interest in it Is sold ot transferred (or if a beae6cfal iaterest in Bonower ia sold or transfened and Borcower
<br /> is aot a natural person) w�thout Lender's prlo:wriuen conseni. Lender inay.at its optfon.reciuire imttudiate
<br /> payment �n full of aU sWpAa secured by this Securicy Instrument. However,this option shail not be exerc3sed by
<br /> I.cuder if exercise is prohibited by fecleral law as of the date of ttils Securtry Wnument• L�nder also���1 not
<br /> - exercise this optioa if: (a) Borrower.causes to be suluaicted to I.ender information m.qaire�d by Le�ider to
<br /> � eveluate the inteaded uansferda as�F a'new loan were being made to the trensferee: and,.(ds)Lsnder reasonably . , .
<br /> determiaes tl�at Lender's security.w+ill aat be impaired by th�loan,essump�on and that t�e'rlsk of a hreach of
<br /> any coveaant or agr�a�ent in thlA SeGUity Insaunnent is acceptable w Lender. ` • .
<br /> To the exceui pemditted bY Ilcable law,Lender may charge a reasonable fee as a condition to
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<br /> Lender's oonseat to ther loan assump on. I.ender cnay also cequire the tra�►s�'eree to si�u� �s�P�on
<br /> agrcement.that is acceptable w Lender aad that obYigetes the uausfpee to keep�aii•the promIses and agreements
<br /> made{u.tha.Note and in this Secu�ity Insuument• Borrower willrundaue to be obllgated under the Note and
<br /> tUis Security Insuament uniess Leader releases Botmwer in V1►t�idng. • .
<br /> If Lender execcises the option to requin immediate Payment in fiill+Lend�Sha118ive Bormwer notice ,
<br /> of acceleration. 'Ih�nat�oa shall pmvIde u perIad of aot less than 30 daya frnm the date the nodce is delivered
<br /> or mailed withia whic��;Boicower must pay a!1 s�as sesured by this Security Instnime.nc. If Borrower fails to
<br /> pay these sum4 p�ior to t�e e�rltetion,of Wis prci�al. Lender may iavolcc reaxdies peKnittal by this Secuiity
<br /> ,. Lasuumeat without fhrther nouce on d�4'nand on Borrawer.
<br /> — -- MUL17S1'ATEAD]USl'ABLE R!►TERIDER-L1BOR I[�IIDEX-Sin¢le FamSip•FgIMCUaVorm Tmtrumem Form 314Z 7J92 .�
<br /> ' page t of 3 BJ�3192B 02!%
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