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<br /> �''�� loan excc�d the permitted limits,thea: (a) aay such loan chsrge shall b�redaced by th�.an.wunt necessary to uce�r charge n�_,
<br /> to the permltted limlr,and(b) anY sums alrady callocted from 8ottower wluch exceeded permtued luruts willbe refunded to
<br /> � � Boaower. Lender may ehoose to niake tlds refund by cedaoiug tba pr[neip�l ovrod uc�7cr tha Note or by malcing a direct �
<br /> i;•> payznen[ to Borrower. If a refuad reducee principal, ttta r�duat�on aill be ueatad�•es a partial prepayaieat without any
<br /> � pregayuisnt chazge under the Not�.
<br /> 14. Nottces. Any notice w Borrotver provida�l for in this Serurity Itie�nt shall be given by deltvering it or by
<br /> ma�ling it by first class a�z�l unless applicable low requl�+es use oR ataothet metitad..Tlte notice shall be directed to the Property
<br /> • Address or any other a�dnss Boiro�ver desigaates by aotioe w�Lender. Any notice to Ixnder sball be givea by first dass matl
<br /> . to Ixnder's address stated herelu or any othet addt+ess Leadar deslgnates by notIce to Borrower. Any not[ce provided for in
<br /> this Security Instniment shall be deemed to have baen givon to Borrower to Lender when given as provided in thls paragraph.
<br /> IS. Governing Law;Severe6lUty.Tlbis Sect»rity Instrument s6all�bs.governed by federal law and the law af thc �
<br /> ec
<br /> . jurisdiction fa which the Property is locatv�, In the event that any provisiva�or,cl2use of this Security Instrumene or the Note
<br /> conflicts with applicable law,such conflict shall not affect other pmvisione of�tiiis�Secudty Instrument or the Note which can
<br /> be given effect without the contlictIng prov�ion. To this end tha pmvisions of this Securlty Iastniment and the Note are
<br /> :�•_, declared to be severable.
<br /> "' 16. Bonc►wer'sCopy. Boz�+ower shell be given one oonfqrmed copy of the Note and of this Security instnunent.
<br /> . . _ 17. 1Yanr�se�vf th�Property or a Beaeftcial Inte�+est ln�orarower. If all or any part of the Property or any interest
<br /> � �• � in it is sold or uansfea�rl (or if a beneHcial iatierest ln Borrower ia sold or transfernd �ad Borrower Is not a aatural gerson)
<br /> �• > � without Lender's prlor��xitten consent,I.ender may.at ita option,requirc immediate payment in full of ail sums secured by tlus
<br /> 'y� Securtty Insttwnent. Ka��.ver.thls opdoa eirell not 6e exercised by Lender if exercise is prohibited by federal law as of the date
<br /> ,T..,,;..
<br />` �. . of this Secudty lnsuwmsnt. -
<br /> 'k�• •- If I.ender exeraises th3s opdon,L.ender ahall give Borrower aodce of acceleratton. The notice shaii provide a period �
<br /> of not less than 30 days from the datc the nouce is delivered or mailed within which Borrower must pay all sums secured by
<br /> -`-"-°�� this Secunty instrwnent. if Borrower fails tv gaY tbia-c Suu;�prioi ¢o the e�siraiiaa af thia ger.t�, 3xstder ms�iae�uks suy
<br /> <�„ ,.. remedies permitted by this Security L�stn�+++�+s �vithout it►Nter nodce or demand on Borrower.
<br />-__�-�,ii�:•; 18. Borrower's Rigitt to ltt�nstste. If�orrowet meets cenain.condidans. Borcower shatl have the tigfi��to have
<br />-- �.:•.:� enforcem�t of this Securiry Insu�at d'�sconpnued at 2�►y time prior ta the earller of: (a) 5 days(or such ot�ter perlod as
<br /> r_tl...i..f.
<br /> ','_-=.--�x�, applicable law m�y specify for�renosta¢�nent)befor�.sele of,the FsopPze,y purs�ant to aay power of sale contained in this SecurIty
<br /> �_..:��:' Instrument; or(b),!�a`:r!of a jud�t enfo�q�g rhis•$ecurify�IASt�umeul. 'ihose conditions ere that Borrower: (a) pays I.ender
<br />;�;;r':;,_r,,;s, all sums which she�a wauld be due under ttaie S�.�urity luetrument end�t�e Note as if no acceleration had occurred; (b)cures any
<br />-:-:�:s��:a��� default of any oth�r:envenants or agreem�nn: (c) paYs�11�eacpenses�incunrad ia enfoning this Security�nstniment. including,
<br /> � �=_:,�T,u,,��� but not litnited to reasonable attomeys'fe�s;aad(d)takes euch a¢tion•as Ixnder may reasonably requ�re co assure that the lien �
<br />��s;+::r�(e1��1 of[his Securlty Insuument, L.ender's aghts ut the Property aad Aoirower's obUgation to pay the sums secured by this Security
<br /> �'�`=:-�� inswment shall coatiaue unchenged. Upon reinstateme�pt by Borrower, tLis Securlty Instrument and the obligations socured
<br /> ''�'�-� • hereby shall remain•fullyeffective es ifno aaeleradon had accurted�• However.this right to reinstate shall not apply in the case
<br /> _�'''"�_'��m �. of acceleration under paragraph 17. •
<br /> ---� 19. Sale of Note�Change of Losn 6er►[ca�s, Tbe �Tat�m�a putial interest ia the Note (together wlth this SecurIty
<br /> et
<br /> -=_�--� insuunaent) ma�be sold one or more tian�s without priar �owbce to Borrower. A sale may result in a change in the eatity
<br /> --- ---- (know��s'the Loan Servic�r")that coUexte monthlY p�yments due under the Note and this Security Instnunent. There also
<br /> = may be:one,or more chuges of the I.oan Ser�+iacr unrelated to a sale of the Note. If ihere is achange of the Loaa 5ervicer,
<br /> ----- Borrower`wiil be.given written notice of the change in accordance with paragcaph I4 mbove and applicable law.The aotice wlll
<br /> � � state the nazne aqa}address of the new Lvan Servicer aad the address to which paymeats should be made, The nottce will also ,
<br /> _ [�+;�"
<br /> -- ���,�:,;, contain any other 3ufoY�padon r�uuim�byapPUceble law.
<br />-_-°.:T� •20. He�daus S�bsQattces. Barrower sh�ill not cause or p�mit the presence,use,disposal,storage. or release of any
<br />"�°Y� Hazardaus Substaaces oa o'r.in tha Properay.Sorrower shtill not do,nor allow anyone else to do,aaythiag affecdng the Property
<br />_='�'�� that is in violation.af aay�nv�rowment�l Iavi. 'I�e preceding two seatences shall not appty to the presenc�, use,or storage on
<br /> _ —= the Property of emaU quantities of H2�iardoos Substances that are geaerally cecognized to be approprIate to nomial nesidentIal
<br /> �-- uses and to maintenanae uf the�Pra�erty.
<br /> �._:� Borrower shal!•pmmptly�Bive Lrnder wtittea aotice of eny iavest�gation.claim,demand,lawsuit or other action by any
<br /> '°"`�==`� govemmental or regulatory ag�ncy orpnva�party involvingthe Property aad aay Hazardovs Substance or Eavironmental Law
<br /> - of which Borrower has actutil ka�wledge_ lf Bomower leams.or is-nodfied by any govemm�tal or regulatory suthority.that
<br /> -.�:'�+� � + aay removal or other remodiation of aay Hmsrdous Substance affecting the Property is ne�.s.4ary�Borrower shall�rompdy take
<br /> _ . _,-�:�r:.
<br /> -:,-;.' , all necessary reme�tial actions in arcordance with Environmental Law.
<br /> - As used i,n thls paragraph 20,'Hamrdous Substances"are those substances define� as toaic or hazardous substances
<br /> ,-��:�. . . � by finvironmental• Law;aad the following substances: gasoliae,kerosene, other flemmable or toxic gatroleum pzoduas, toxic
<br /> pesasides and herbicides,volatile solvents,matedals containing asbestas or formsldehyde, aad radioactive materials. As used
<br />- �• in this para�raph 20."Environmental Law'means federal laws and laws of the jurlsdtction where the Property is located t6at
<br />`;, � relate to bealth,ssiffety or environmentel proteaion.
<br /> '�� "" � ; NON-UNIFORM COVENANTS. Botrower and I.ender futthes covenant aad agree as follows:
<br /> , �: 21. Aaceleration;Remedies. Lender shall�Ive notice to Borrowa prlor to acceleraHon following Borrower'sbreach
<br /> '" of any covenant or agreement in this Secauicy Inscrumeat(but not pr[or to acoeleration under Paragraph 17 unless appHcable
<br /> _�:___ !aw prnvides otherwise). '1'he notice shall�pecity: (a) the default;(6)the action required to cure the defaWt;(c)a date,not
<br /> .__i_ i_�a t.....iW.N.e.le�n:.t!�m�d!�o an�awl!0tul LA1 tllIIt tL��11118 tD
<br /> � . : I IfS3[I18II JV QBfS iPam II[�OSie iaC nUi[uts �.vaw asva.v..a.�v� ......�...�.. ---- --
<br /> •• � cure the deYault on�or before We date ied in the nottce may cesvlt in soceleration oi the sums secured by tl�ffs Security
<br /> Instrument and sale of the Propeity. enotice shall further intorm 8o3rowerof the right to ceiastate afteracceleratton attd
<br /> the right to bring a court acttoa to as�rt the uon-exist�ce of a ddault or anq other defease oi Borrow�to accderation and
<br /> � sale. It We ddault is uot cured on or betore the date speci8ed in the ua�oe,L�d�er at tts option may require immedlete
<br /> ' payment in full oi all sams secured by ttds Security Instn�meat w�Wout tLrthe�demaad end may tnvoke t6e pow�of sale
<br /> and any other rem�_prrn�fued by epplka6le law.Latd�shall be�titled to collect ell exper+se.s incurred in purauing the
<br /> • remedies prnvided in tbis paregreph tl,including,but not Umited to,reusonable attorneys'tees und costs of tltle evtdence.
<br /> ° If the power of sale is invoked,'fcustee shal! reoord a notice of defaWt in eacL county in which eay part of the
<br /> Property is located and shell matl copies of such notfce tn We manuer D�le�awy fl'l rustee shaU gi eB u Uc notice P le
<br /> � ° oth¢r persons prescribed by appl3cable luv.Afterthe tirae required by ap p � � P
<br /> "' initial8� ��_�K
<br /> _--- - - .`."'`B�A S K A. t� i n m l ty•F n n n l e A t a e l F h d d l e M a c U H I F O R M u+l s e�x U N i E N i �u,ro 30�n�1:0
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