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201209490 <br /> required by RESPA,nnd BorroWex ahall pay to Lender the ainoiwt ner,essary to make up 1he deficiency m <br /> accordance with TtESPA,hut in no more 1�un 12 monthly payiueuts. <br /> Upon payment iu fiilI of all aums secured by this Sccurity Instnimant,L.ender shall pramptly refiwd to <br /> Borrower any�utids held by Lcnder. <br /> 4- Charges;�iens.Rnrrnwer slaall pay aFl taxes,assessmenis,chazges,fines,and impositions attributable to <br /> CLe Pmperf}�whiclt can attain Priority ovex this Securitv Ins[�ument,leaseJ�nld�ayments ar gronnd renfs on <br /> the Pmperty,if auy,aud Community Assor.iatinn Dues,Fees,aud Assessments,if any.To fhe extent fhat <br /> these itcros aze Escrow Ttems,Bonowex sliall pay.them in#he mannra prnvided in Section.3. <br /> Banowet shall promptly dischatge�uy iien which has priori[y over this Security InstrunEeut uuless <br /> Borrower:(a)agrees in writing to the payment of the ohligation secured hy the Iien in a manner aceeptable <br /> to Lendcr,bnt only so long as Borrower is perfarming snch agresment;(b)confiests the lien in good faith by, <br /> oa defends against eufnL�eement af thc lien]n,legal proceediubs which in Lender's opinion�perute Go prevent <br /> the enforeement of the lien whilc iLuse pmccedings arc pcndin�,hnt nnt}'�til�ucL pA'oceedings are i <br /> eoncludtxl;ar(c)secures from the holder af the lien an agrcciuevt satisFaetory to Lender sahordinating Che <br /> lien ia t11is Secuti#y 7nstnwzeut.If Lender de#ermincs that any part of the Prope:xfy is suUjcct to a licn which I <br /> can a#ain prinrify oVer this Secnrify Inslritment,Leader may give I3orrower a notice identifying the lien. � <br /> Wilhin 10 davs of the dafe on which that riotice is given,Bocrowar shall smiisfy tkie�ien or take one or more I <br /> of the actions sei fnrth above in this Sec#io�4. - <br /> T,endu may t'equire Bouower to pay a uu�time charge for a rcal est¢fe t¢x verificat�ou and/or reporting <br /> service used by L.emler in connecEion with this Loau. <br /> 5. Property Insuranee.Borrower shall kecp tLe i�uproveme�ts notiv exisEing or hereafEcr ee�cted on the <br /> Properly inseued against loss by$re,hazards incladed wlthin fhe t�rm"exte�.ded aov�age,"and any other <br /> hazard�inclnrlin.�,hut not limafed tq earthquakes and iloods,for Which Lender reqnires inaurauce.This I <br /> insurance sktatl he maintained in the amounts(including deduchble leVels)and lur LhG pe�iods that Lendcr i <br /> reyuires.4V�at Lendcr r�uite.9 putsuant to the preceding sentences rTn ahange dtuing tkte.term of tke Loan. � <br /> The iusurance carrier pravidiug tl�e insivancc shall be r,hasan hy Bozzower subject fo Lender's rigfit.to <br /> disappruvG 13oiinwer's choice,whi�h right sfia11 nut ba exet�ised unreasouahly.T.ender may require <br /> I3orrawer#o pap,in connec#icn witL flus Loan,eithcr=(a)n cuie-time charge For flood zone determina�lon, <br /> certification ttud#�'acking senices;or(b)a one time charKe fi�r flood zone determination und certificalion <br /> services and sub�equenY charges each twne remappings or similar abanges occur wLich c�easonably might <br /> affect such deferminatinn nr aertificatian_Borrower shall alsu be responsible fior the pa}rment oFany fees II <br /> impnsed hy thz Fede�al Emergency Management Agenay in conrnection wiYh the review�f auy flood zone ; <br /> deletmination resLtlting from an nhjection by Bonon�er_ i <br /> If Borrower fails t�maintaim any of the coverages�Ie��ri�ed above,Lender may ob#ain insurame:e coVerage, I <br /> at T.ender's option and Borrower's expense_Lender is under no oblrgaiion to purcliase any particulaz iypa ar i <br /> amount of:coveragc_Tlierefore,snch caveEage shall cover Lr.nder,hnt mighk or might nat protect Botrawer; I <br /> Barrntiver's equity in thc Pmperfy,or th�cnnYenfs of the Rroperty,against any risk,hazard or liability and I <br /> migh#provide greater or lesser cn�erage f]�au Was previously in effeat.BnrroWer acknowledges that tfia r.ost � <br /> of tfic insurnnce coverx�c so ohtained might siguificnntly excGea fhe eost of insuranca that Rorrower canld i <br /> jaa�re olstaincd_Any amouats dishussed by Lender Lmder this Scction 5 shall bea:ume additional debt of <br /> � Borrowar secixred b,y Ehis Security Instr¢ment.These amonnls sFaall b�ar interest at fhe I�ote rate frvm the <br /> dafe of dis6ursement and shall be payable,wilh sucli interest,upon notice&om Landcr to Borrower <br /> requesting payment_ I <br /> ' ryE,8R1�SKR-5ingae Famly-Fannie�FnelFreddie Nac 11NIFORM INSiSiUM�NT � F��1Z8�ro1 <br /> VfAP6(ME�('i105).aJ . <br /> '/MP 0 � - ' � � Paga 6 of 17 ' ' <br /> lNo1L=rsKluwzrFlnanctalServices . � <br /> I <br /> � <br /> � <br /> 1` <br /> � <br /> I <br /> f <br /> � <br />