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201209488
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Last modified
7/20/2017 10:00:32 AM
Creation date
11/13/2012 10:51:33 AM
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DEEDS
Inst Number
201209488
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201209488 <br /> services and subsequent charges each time remappings or similar changes occur which reasonably might <br /> affect such determination or certification. Borrower shall also be responsible for the payment oF any fees <br /> imposed by the Federal Emergency Management Agency in connection with the review of aay flood zone <br /> determination resulting from an objection by Borrower. <br /> If Borrower fails to maintain any of the coverages described above,Lender may obtain insurance coverage, <br /> at Lender's option and Borrower's expense. Lender is under no obligation to purchase auy particular type or <br /> amount of coverage.Therefore, such coverage shall cover Lender,but might or might not protect Borrower, <br /> Borrower's equity in the Property,or the contents of the Property,against any risk,hazard or liabiliry and <br /> might provide greater or lesser coverage than was previously in ef2'ect. Botrower acknowledges that the cost <br /> of the insurance coverage so obtained might significantly exceed the cost of iasurance that Borrower could <br /> have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of <br /> Borrower secwed by this Security Instrument. These amounts shall bear interest at the Note rate from the <br /> date of disbursement and shall be payable,with such interest,upon uotice from Lender to Borrower <br /> requesting paymeut. <br /> All insurauce policies required by Lender and reuewals of such policies shall be subject to Lender's right to <br /> disapprove such policies,shall include a standazd mortgage clause,and shall uame Lender as mortgagee <br /> and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. <br /> If Lender requires,Borrower shall promptly give to Lender all receipts of paid premiums and renewal <br /> notices. If Borrower obtains any form of insurance coverage,not otherwise required by Lender, for damage <br /> to, or destruction of,the Property, such policy shall include a standard mortgage clause and shall name <br /> Lender as mortgagee and/or as an additional loss payee, <br /> In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender. Lender may <br /> make proof of loss if not made promptly by Borrower.Unless Lender and Borrower otherwise agree in <br /> writing, any insurance proceeds,whether or not the underlying insurance was required by Lender,shall be <br /> applied to restoration or repair of the Property, if the restoration or repaU is economically feasible and <br /> Lender's security is not lessened. During such repa'v and res[oration period,Lender shall have the right to <br /> hold such insurance proceeds unril Lender has had an opportunity to inspect such Property to ensure the <br /> work has been completed to Lender's satisfaction,provided that such inspection shall be undertaken <br /> promptly.Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of <br /> progess payments as the work is completed. Unless an agreement is made in writing or Applicable Law <br /> requires iuterest to be paid on such insivance proceeds, Lender shall not be required to pay Borrower any <br /> interest or eamings on such proceeds.Fees for public adjusters,or other third paRies,retained by Borrower <br /> shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration <br /> or repair is not economically feasible or Lender's security would be lesseued, the insurance proceeds shall be <br /> applied to the sums secured by this Securiry Instrument,whether or not theo due, with the excess, if any, <br /> paid to Borrower. Such insurance proceeds shall be applied in t6e order provided for in Section 2. <br /> If Borrower abandons t6e Property,Lender may file,negotiate and settle any available iusurance claim and <br /> related matters.If Borrower does not respond within 30 days ro a notice from Lender that the insurauce <br /> canier has ot�'ered to settle a claim,then Lender may negotiate and settle the claim. The 30-day period will <br /> begin when[he notice is given. In either event,or if Lender acquires the Property under Section 22 or <br /> otherwise,Borrower hereby assigns to Lender(a)Borrower's rights to any insurance proceeds in an amount <br /> not to exceed the amounts unpaid under the Note or this Security InsWment,and(b)any other of <br /> Borrower's rights(other than the right to any refund of unearned premiums paid by Borsower)under all <br /> insurance policies covering the Property, insofar as such rights are applicable to the coverage of[he <br /> Property. Lender may use the insurauce proceeds either to repair or restore the Property or to pay amounts <br /> unpaid under the Note or t6is SecuriTy Instrument,whether or not then due. <br /> NEBRASKASiigle Family�Fannie MaelFredtlle Mac UNIFORM INSTRUMENT WITH MERS Fam 3028 1/01 <br /> �p� VMPBA(NE1(H0�00 <br /> Wdtais quwer Financial Services Paga�of 7� <br /> iii��iii�ii�i�iii�iiiiiiiiiiiiiiiiiiiiiiiHiiiui --� �- <br />
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