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201209488 Parcel ID Number: 400175274 wkuch cuaently has t6e address of 1208 Lllly St (Street) Wood Ri ver (Ciry), NebraskaSBSS3 �Z,�coa�e� ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements, appurtenances,and fuctures now or hereafter a part of the property.All replacements and additioas shall also be covered by this Security Iustrument. All of the foregoiug is referred to in this Security Instrument as the "Property."Borrower understands and agrees that MERS holds only legal title to the interest granted by Borrower in this Security Instrument,but, if necessary W comply with law or custom,MERS(as nominee for Lender and Lender's successors and assigns)has the right:to exercise any or all of those interests, including,but not limited to,the right to foreclose and selt the Property;and to take any actioa required of Lender includiug, but uot limited tq releasing and canceling this Security InsWment. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands,subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for uational use and non-uniform covenants with limited variations by jwisdiction to constitute a uniform securiry instrument covering real property. Uniform Covenants.Borrowec and Lender cove�ant and agree as follows: 1. Paymentof Principal,interest, Escrow Items, PrepaymentCharges,and Late Charges.Bonower shall pay when due the principal of,and interest on,the debt evidenced by the Note and auy prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S.currency. However, if any check or other inshvment received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that a�y or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms,as selected by Lender: (a)cash; (b)money order; (c)certified check,bank check,treasurer's check or cashier's check,provided any such check is drawu upon an institution whose deposits aze insured by a federal agency, instrumentality,or entity;or(d)Elecironic Funds Transfer, Payments are deemed received by Lender wheu received at the Iceation designated in t6e Note or st such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial paymenu are insufficient to bring the I,oan current. Leuder may accept any payment or paztial paymeut insufficient to bring the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date,theu Lender need not pay interest on uuapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable penod of time, Lender shall either apply such funds or reNm them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim wYuch Borsower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Secwity Instrument or performing the covenants and agreemeuts secured by this Security Iustrument. NEBR.45KASIngle Famity-FanMeMaelFreEtlle Mac UNIFORM INSTRUMENT WITH MERS . >� Foim 30281/01 VMP� - `S_/ �— VMPBA(NE)(HOS).00 Wolters Kluwer Financial Services Page 6 of 19 IIf IIIII'lll II II II�IIIIIIII�I�II I II III IIIII I'I III q0331051126Z 0233 355 0417