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201209488 MERS MIN: 1�0039033105112621 3310511262 VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER VA Case Number: 34-3460191322 NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 15t day of November, 2012 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security InstrumenY') dated of even date herewith, given by the undersigned (herein "Borrower") to secure Borrower's Note to QuiCken LOdns InC. (herein "Lender") and covering the Property described in the Security Instrument and located at 1208 Lilly St Wood River, NE 68883 [Property Address] VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title and Regulations issued thereunder and in effect on the date hereof shall govem the rights, duties and liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security Instrument, are hereby amended or negated to the extent necessary to conform such instruments to said Title or Regulations. MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER 2467360373 ��)��N�� Wolters Kluwer Financial Services VMP�-538R (0405).01 10I03 q03310511262 0125 35 oio Page 1 of 3 Initials:�_,