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201209385 Loan current,«�ithout waiver of any nghts hereunder or prejudice to its rights to refuse such payment or partial payments in the futuie,but Lender is not obligated to apply such payments at the rime such payments are accepted. If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borro�i�er malces payments to bnng the Loan current.If Borrower dces not do so within a reasonable period oftime,Lender shall either apply sucli funds or return them to Borrower. If not applied earlier,such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim cvhich Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under thc Note and this Secunty Instrument or performing the wvenants and agreements secured by this Securitj� Instrument. 2. Application of Payments or Proeeeds. Except as othenvise descri6ed in this Section 2, all payments accepted and applied by Lender shall be appl ied in the following order of priority: (a) interest due under the Note; (b)principal due under the Note; (c)amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it hecame duc. Any remalning amounts shall be applied first to late chages, second to any other amounts due under this Securit�� Instrument, and then to reduce the principal balance of the Note. lf Lender receives a payment from Bonower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due,the payment may be applied to the delinquent payment and thc late charge. Ifmore than one Periodic Payment is outstanding, Lcnder may apply any payment received from Borro��er to the repayment of the Periodic Payments if,and to the extent that,each payment can be paid i n full. To the extent that any excess exists after the payment is applied to the fiill payment of one or more Penodic Payments, such excess may be applied to any late charges due. Voluntary prepaymcnts shall be applied first to any prepayment charges and then as described in thc Note. Any applicaAon of payments, insurance proceeds,or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount,of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note,until the Note is paid in full,a sum (the "Funds")to provide for payment of amounts due for: (a)taxes and assessments and other items which can attain prioriTy over this Secunt,y Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Properry, if any; (c)premiums for an}�and all insurance required by Lender under Section 5;and(d)Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of thc payment of Mortgage Insurance premiums in accordazice with the pro��isions of Section 10. These items are called "Escrow Items." At origination or at any time during the term ofthc Loan; Lender may require that Community Association Dues,Fees, and Assessments, if any,be escro��ed by Borrowcr, and such dues, fees and assessmcnts sha11 be an Escrow Item. Borrower shall promptly furnish to Lender all notiees of amounts to be paid under this Section. Bonower shall pay Lendcr the Funds for Escrow Items unless Lender waices Borrower's obligation to pav�e Funds for any or all Fscrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing.In the event of such waiver, Borrower sha1) pay directly,when and where payablc,the amounts due for any Escrow Items for which payment of Funds has been waived by Lendcr and,if Lcnder requires, shall fumish to Lender receipts evidencing such payment within such time period as Lender HCFG-0p359 NEBftASKASingle Famiy-Fannie MaelFredEle Mac UNIF�RM INSTRUMEM Form 3028 iN1 VMPO 05112 Wotters Kluwxr Financial Services 2012tIXitq.1.12338-J20120529Y Page 4 oi 16 � II,IIIIII,111„I,IIIIIIIIIIIIIII��z�ll,llllllllllllllllllllll�