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201209385 (U.S. $139,500.00)plus interest.Borro�i�er has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2042. (F) `Property"means the properry that is described below under the heading "Transfer of Rights in the Properry." (G) `Zoah"mcans the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under thc Note, and all sums due under this Sccuriry Instrument,plus interest. (H) "Riders"means all Riders to this Security Instrument that aze executed by Borrower.The following Riders are to be executed by Borrower [check 6ox as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider �econd Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑1-4 Family Rider ❑ VA Rider ❑ Biweekly Payment Rider �Other(s) [specify] (I) "Applicable Law"means all conVolling applicable federal, state and local statutes,regulations, ordinanccs and arlministrative nxles and orders (ihat have the eft'ect of law) as well as all applicable Fina1,non-appealable judicial opinions. (.� "CommunityAssociation Dues, Fees, andAssessments"means all dues, fccs; assessments and other chazges that are imposcd on Borrower or the ProperR�by a condominium association,homeowners association or similaz organizauon. (K) "Electronac Funds Transfer"means any transfer oF funds; other than a transaction originated by check,draft,or similar paper instrument,which is inivated through an electronic terminal,telephonic instrument,computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes,but is not limited to,point-of-sale transfers,automated teller machine vansactions,transfers initiated by telephone,wire transfers,and automated cleannghouse transfers. (L) "Escrow Items"means those items that aze described in Section 3. (M) `i1�Iiscellaneozes Proceeds"means any compensation,settlement,award of damagcs,or proceeds paid by an}�third party(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,the Property; (ii) condemnation or other taking of all or any part of the Property; (iii)convcyance in lieu of condcmnation; or(iv)misrepresentations of, or omissions as to;the value and/or condiuon of the Property. (N) `Nlortgage Insurance"means insurance protecting Lender against the nonpayment of. or default on,the Loan. (0) `Perrodic Payment"means the regularly scheduled amount due for(i)principal and interest under the Note,plus (ii)any amounts under Section 3 of this Security Instrument. (P) "RFSPA"means the Real Estate Settlement Procedures Act{12 U.S.C. Section2601 et seq.)and its implementing regulation,Regulation X (24 C.F.R. Part 3500),as they might be amended from time to time, or any additional or successor legisiation or regulation that govems the same subject HCFG-06359 NE6RASKA-Single Famity-Fannie MaeiFretldie Mac UNIFORM INSTRUMENT Form 3WB 1101 VMP� D5172 Wolters quwer Financial Smices 201 2103 7 4.1.�2336-J20120528V Page 2 of 16 (�II�,IIII�IIIIIIIIIIII��II1111'IIIIIIIIII�IIIIIIIIIIIIIIIIIIII