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<br />When Recorded Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />[Space Above This Line for Recording Data]
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<br />State of Nebraska
<br />DEED OF TRUST
<br />FHA Case No.
<br />321-3178101703
<br />MIN:100416700022459243
<br />THIS DEED OF TRUST ("Security Instrument") is made on November 9th , 2012
<br />The trustor is Jose Reynoso Jacinto and Maria Bautista Lucas, husband and wife
<br />("Borrower").
<br />The trustee is CharterWest National Bank
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank ,
<br />which is organized and existing under the laws of the State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Ninety Seven Thousand Four Hundred Three and 00/100
<br />Dollars (iJ.S. $ 97,403.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on December Ol, 2042
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in gall County, Nebraska:
<br />Part of Lot Fifteen (15) of the County Subdivision of the South Half of the Southeast Quarter
<br />(S1/2SE1/4) of Section Sixteen (1� and part of the Northeast Quarter of the Northeast Quarter
<br />(NEl/4NE1/4) of Section Twenty One (21), both in Townslup Eleven (11) North, Range Nine (9) West of
<br />the 6th P.M., Hall County, Nebraska, described as follows: Commencing at a point on the South line of
<br />the alley direcfly opposite the Southeast corner of Lot Three (3), Block Three (3), Wiebe's Addition to the
<br />City of Grand Island, Hall County, Nebraska; running thence Westerly along the South line of said alley,
<br />132' to the Easterly line of Clark Street; thence Southerly along the Easterly line of Clark 5treet, 132' to
<br />the Northerly line of John Street; thence Easterly along the Northerly line of John 5treet 132'; thence
<br />Northerly parallel with the Easterly line of Clark Street,132' to the place of beginning
<br />which has the address of 519 S Clark St
<br />[streec]
<br />Grand Island , Nebraska 68801 ("Property Address");
<br />[City] [Zip Code]
<br />16256.CV (9/11) 908799 Page 1 of5
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