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201209483 <br /> 12. 6orrower Not Released; Forbearance By Lender Not a Waiver. Extension of the fime Pot payment or <br /> inodificatioa o£amorti�ztion of the smns secured by tlus Security fnsh-u.�ent granted hy Leuder to Borrower <br /> or any Successor in Interest of Borrower shall no4 operate to rele�e the fiability of Borrower or any <br /> Successors in.Inte�est of Borro�+er. Lender shall not be required to couunence proceedings against any <br /> Successor in InteresE of Boaower ar to refuse Yo extend time far payment or otherwise moclify amortizatron <br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borro�uer or <br /> any Seccessars in Interest of Borrower. Any forbearance by Lender ia ezercising any right or remedy <br /> inchu?ing, without limitation, Lender s acccptance of payments from third persons, entities or Successors in <br /> Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the <br /> exercise of any right or remedy. <br /> 13. Joint and Several LiabiGty; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> aEiees that Borrawer's obligarions and liability shall be joint and sevcral. However, any Borrawer who <br /> co-signs this Security Instrument but does not execute the Note(a"co-sigier"): (a) is co-signing this <br /> Secwity Instnunent only to mortgage, giant and convey the co-signer's interest in the Property under the <br /> tcrms of�this Secm-ity Imshvment; (b)is not personally obligated Yo pay the s�uns secuLed by this Security <br /> Inshument; and(c) agrees That Lender and airy other Boirower can agree to extend, modify, forbear or make <br /> any accouunodaLions with regard to the tcnns of this Seciu-ity InstrumenC or the Note without the co-signer s <br /> consent. <br /> Subject to ffie provisions of Section 18, any Successoa ia lntecest of Borrower who assumes Borrower's <br /> obligations under this Security Instrument in wrifing, and is approved by Lender, shall obYain all of <br /> 13orrower's rights and benefits under this Security Instrument. Bozrower shall not be released&om <br /> Boaower's obligatione aud liability undeY this SecLuity Instrument unless Lender agees to such release in <br /> writing. The covenants and agreements of this Secvrity Instrument shall buid(except as provided In Secrion <br /> 20) and benefit the successars and assiQps of Lender. <br /> 14. Loan Charges. Lender inay charge Borrower fees f'or services performed in connec;tion.with Borrower's <br /> default, far The pucpoSe oPprotecfing Lender's intexest in the Property and rights under this Security <br /> Instruineat, includina, but not lm�ited to, attomeys' fees, property inspection and valuation fees. In regard to <br /> any oflizr fees, the absence of e3:press authority in this Security Inshument to charge a specific fee to <br /> Borrower shall not Ue construed as a proliiUition on the charging of such fee. Lender may not chazge fees <br /> that are e�ressly prohibitcd by tlus Security Instnunent or by Applicable Law. <br /> If the Loan is Subject to a law which sets ma,zunuin loan charges, and that law is fwally 3nte�-preted so that <br /> fhe interest or other loan chazges callected or to be collected in conneetion with the Loan exceed the <br /> germitted limi�, then: (a)any such Ioan charge shall be retluced by the amount necessary to reduce the <br /> chuge to Tke permitted limit; and(b)any sums already collected frosn�orcower wAiph exceeded pernutted <br /> limits will be rcfianded to Borrower. Lender may choose to xnake this refund hy:educing the principal owed <br /> LNder the Note or by making a dlrect payment to Botrower. If a refimd ieduces principal, the reduction will <br /> be treated as a partial przpayment without any prepayment charge(whether or not a prepayment charge is <br /> pro�7ded for under rhe Note). Borrower's accepcauce of any such refund u�ade tay direct payment to <br /> Borrower will constitute a�vaiver of any right of action Borro«cr might have arising out of such overcharge. <br /> 15. Notices. All notices a ven by Bonower or Lender in connecrion with this Security Insmunent inust be in <br /> v.nitin�. Any notice to Borrower in connection with this Security Instrument shall be dccmed to have been <br /> given to Borrower when mailed by first class mail or when actually delivercd to Borrower's notice address if <br /> sent by other means. Notice to any one Borrower shall constitute notice to all Borro�vers unless Applicable <br /> Law e=:pressly rcquires otherwise. The notice address shall be the Pmperty-Address unless Borrower has <br /> 24002]16 <br /> NE3RASKA-Single FamJy-Fannie R9 aelF�atldie f.1 ac tIMFORbf INSTRUb!ENT Fo�m 3028 1101 <br /> V M P B VM P6(NE)(1'105) <br /> Wolters K{uwer Flnancial Services Page�1 0:t] <br />