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<br /> -_� TOOETHEIt WITH aU tkc improvcments nn�v an c�rcnftcr erected on the prope�ty,und uU cn n nt ,uppurtenunccs,n d
<br /> �'� (ixwrc� ni�+v on c�rcuQcr a pan of thc pn��why. All rcplitrementa und additions Fhull ulso 6u a►��c�i by this Sccurity
<br />•'�°, Intitrumcnt. All uf thc fomZ�aing ix refcrrc�l tc�i��tl►i�Securfty Instrumcnt us thc"Pn�Rcrty."
<br /> »� liQRltQW Nlt CUV�iVANTS that 8��ttower i� luwlulty nei�ed uf the er,tate hcreby ronvcyc�l aud hu.the �•ight tu gri�nt nnd —
<br /> ,a$ c<mvey th�: Pn►peny und thut thc Pri��Cny is unencumlxred,except far enruttihruncc.w of re�y�rd.8nrro�ver watrants and wlll
<br /> �.__ def'end genernlly thc titica�the Praperty u�i►intit aii clnim�imd demands.nubject tu uny cnrumbrunce�of recvmi.
<br /> �-� THIS 3�CUR[TY INSTRUMENT comhinc� uniform c��venant�+fi�r nutiunul use und nan•unifurm cavennnts with limitcd
<br /> � vurinticmr hy JarisAi�tiont�.�rntitUutc nunifi�mi scrudty instrumcnt c��vering rcid proprny.
<br /> �� UNIFORM COVaNANTS.Hormwcr nnd LeRdcr rcwenunt und c►gmmESS n�follows:
<br /> � l.Puyment of t'�1�tc1pAl and Interestt �pay��cnt und I.nte Chue�t�.w. Bormwer shati pmmptly pay when due the
<br /> T�� princtpal of and interest an �he debt evidencai by the Note und uny prepayment nnd lute churg�c duc under the Note.
<br /> _- 2.�nd9 tor Tnx�w mnd �nsurttnca.Subje�t to upplicablc luw or to u w�itten wuiver by l.ender. Borrower shaU pay to
<br /> '� �, Lender on the day mnmhly puyments um dua under the Nate.until the Nota is paid in full.a Fum('Funds")Q'or:(u>yuuly tuxes
<br /> ' and n�sessment�which may attuin prtority over this Security Instcumcnt as a lien on the ProprAy;(b)yearly leasehold paymenta
<br /> or gmund rents on thc Propeety. itnny;(c)yeurty hnrurd or praperty insurnncES premiums: (d)yeurly flood insumnce premiums.
<br /> if uny; (e) yearly mortgage insur�nce premiums,if any;nnd(��ny sums paynble by Borrower to Lender,in nccordunce with _
<br /> .�, the prrnisions of pamg�aph 8,i�Iicu of the payment af mortgage insurnnce premiums.l'hese items am cnlled"h�saow Items."
<br />_� Lender may,nt uny time, coltect nnd hold Funds in an nmount aot to exceed the mmcimum nmount a leuder Eor a federallyr
<br /> -- �+elated mortgn�e foan may require for Barrower's escrow uccaunt under the fedeml Renl Estat¢Seutlecxtent �rvsoduYes H,e�c off
<br /> — 1974 as amended frorn Urree ro time. 12 U.S.C.Section 2601 er seq. ("RESPA").unless nnothea l�a�r tCrat a�plies to the�wmds
<br /> — sets a tesser amount. If sc�.J.cader �ney. at any time, coilect and hald Funds in nn tunoant n.oa to exa.ed tl`rz @¢sser rimaunt.
<br /> Lender may estjmate the simount of FuRds due on the bnsIs of curcent datn and reasannble estimates of exFemdieures of futu�
<br />_� Escrow Items or othernise in acconS:a�ce�vid`n aPplicable Inw.
<br /> The Funds sh�ll be iteld� in s�n ia:>c[tmrteon whose deposits nce e�r,sured by a federnl agemcy, irt:smuuentaliry. or ¢ntity�
<br /> -- (irteludins Lender.if I.eadcr is sucQe an icrstit�Cion)or i�an,y�eeal 1}L'o�2 d.oan Hau[c.Lender st�at➢apPly the Funds ro Fay tC�e
<br /> -- Escrow Items. L,ender mn�cua�e Borro�ti•er far ha���i�aa��»pbYi�s ti�e Fu�ds.e:nnuatly analyzing the estrow asconnt,or
<br /> - - vedfying the Escrow Items,taceAess l.endes FaYS Borro�vQY 4a*eres�nn the Funds and appticable luw permits I.ende�to make such
<br /> � a chnrge. However. I.ender may req�uiie�va'ower to pay a one-time chnrge for an independent roal estate tex reportins senrice
<br /> used by Lender in connectlon wi.h tAc� [cran. unless applicable In�v provides othenvise. Unless an agreemem is mflde or
<br /> - � applicnble law req�ires interest to hs paid.Lendcr shall not be requlred to pay Borrower any interest or ea�uings on tfie Funds.
<br /> Borrower and i.endes may egree in wridng.however, that interest shal!be paid on the Funds. I.ender sball give to Barrower,
<br /> �;_��.���g� ��ncing of thc Funds.showinst credits and debits to the Funds and the pnrpose for whIch each
<br /> -- • debit W the Funds was made.Tfie Funds are pYedged as additlonal security for a11 sums sfxured by this Security Instn�ment.
<br /> -- If the Funds held by Lender excaect th6 amounta permittad to be held by appIIcable law,I.ender shall aocount to Borrower
<br /> for the excas Fqnds ia acoordance w►th the r+equirementa of appiicable Isw.If the amount af the Funds held by Lender at any
<br /> time.is not sufficient to pay the Escrow Items when due.l.Bnder may so notify Bomower in wridng, and.In such case Bormwer
<br /> shall pay to Lender the amount necessary to make up tha defictency. Horrower shalt make up the deficteacy in no more ttian
<br /> twelve montWy paymeMS. at I:�ndar's sole diseretion.
<br /> ' Upon payment in full of�all sums sac�tnd by this 5ecuriry Insmrment. I.ender shall promptly net�nd ta Borrower any
<br /> Funds held by Lender.if. unfler parngraph 21,Lender shatl soquire or se11 the Property.Lender.priot to the aoquisition or sate
<br /> of the Pnopercy,shall apply eny Fumds held by I.ender at the time of acquisition or sale as a credit agatnst the sums secured by
<br /> this Security Irtsteumem.
<br /> 3.Appltc�tion otPayateAts.Unless applicable law pmvides otherwise,all payatcats received by I.ender under pan►�,naphs
<br /> � 1 and 2 shall be applied: fitst, to any prepayment cbarges due under the Note;seoond,to amounts payable under paragraph 2:
<br /> • third.w interest due;fourth,to principat due:and last,to any tate charges due under the Note. • .
<br /> � 4.C6arg�s;i.fens. Borroaer shall pay all taaes.assessments.charges.fines and impusitions attributable to tha Pro�ertq
<br /> which may attain priority over.fhis Security InscruQ►ent.aad leasehold payments or gruund rents.�if any. Bumower shall puy
<br /> t➢iese obligadons in the raanper provided in paragraph 2.or if not paid ia that manner,Ba�rrower sdall pay them on time di�ctly
<br /> --._ to�the person owed paymen[.Bocrower shaq pmmptly fumish to Leader all notices of amounts to be paid under this paragraph.
<br /> If Borrower makes these paymenu directly,Bono�+er shall prompily furnish to Lender receipu�re�t�eing the payments.
<br /> Borrower shall promptiy discharge any lien which has priority ovor this Security Insuvmemt wmtl�as Bon+ower.(a)agc�aes in
<br /> tvriang to the payment of the�bllgation secured by the.lien in a manner acceptable to Leader;(b)c;�tests in good faith We lien
<br /> by, or defends again�enforc�ment of the lien in, legal prooeedinga which in the I,ender's op3ifion operate to prevent the
<br /> _�:� enforcecuent of the lien;or(e�secures from the holder of the lien aa agreement satisfsctory to T�e�d��r subordinating the li�n to
<br /> ,� this Secutiry$�gSn�eM. If I.ender determines that any part of the�cug�3y is subject to a tien a;6,:�� may attain prior�ty aveT''
<br /> tf►is Security InsCnimeat, Lender may gtve 13orrower a notice identifying'tlte lien.Borrower shall'saesfy the lien or take oni�c
<br /> mone of the actions set f�m6 above within 10 days oi e4�P giving of n�tice.
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