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<br />Lender ar its agent may make reasonable entries upon and iasgections of the Property. If it has reasonable cause,
<br />Lender may inspect the interiar of the improvements on the Property. Lender shall give Borrower notice at the time
<br />af or prior to such an interior insg�tion s�ifying such reasonable cause.
<br />S. Borrower's Loan Applfcatian. Borrower shall be in default if, during tl�e Loan application process,
<br />Borrower or any parsons or entides acting at the diraction of T3ozrower or with Borrowez's knowledge or consent gave
<br />materially faise, misleading, or inac�urata information or statements w Lender (or failed to provide Lender wich
<br />makerial informazion) in conne�tion with the I.oan. Material representations include, but are not iimited to,
<br />representations concerning Borrower's occupancy of the Properry as Barnawer's principat residenc�.
<br />9. Pirotedion of Lender's Interest in We Pro� and Rights Under this 3�urity Instrumen� If (a)
<br />Borrower fails to perForm the covenants and agreements contained in this Security Instrument, (b) there is a Iegal
<br />proceeding that might signi�canfly affect Lendar's interest in the P�toperiy and/or rights under this Security Inst�vment
<br />{such as a groceeding in banlauptcy, probate, foz condemnation or forfeiture, for enforcement of a lien which may
<br />atxain prior�ity over this S�ccurrity Instrument oz to enforce Iaws or regulations), or (c) Borrower has abandoned the
<br />Froperty, than �nder may do and pay for whatever is reasonable or appropriate to protect Lender's interast in the
<br />PrOPerh' � rights under this Security Instrument, including protecting and/ar assesaing the value oF the Property,
<br />and securing and/or repairing the Pcoperty. Lender's actions can include, but are not limited to: (a) paying any suma
<br />secured by a lien which has priaxity over this Security Instrument; (b} appearing in court; and (c} paying reasonable
<br />attorneys' fees to protect its interest in tha Property and/or rights umder this Security Instrument, including its secured
<br />posidon in a ba�a�uptcy proceeding. Securing tb�e pro�rty includes, but is noi iimited m, enbering the Property to
<br />make repairs, change locks, replac� or board up doors and windows, dcaiu water from pig�s, eliminate btulding or
<br />other code violations or dangerous conditzons. and have utilities turned on or off. Although I.ender may �ke action
<br />unde�r this Section 9, Lender does uot have to do so and is not under any duty or obligarion w do so, It is agreeci that
<br />L.ender incurs no liability for not taking any or all actions authorized under this Section 9.
<br />Any amounts disbursed by T.ender under this Sectlon 9 shall become additional debt of Borrower secured by this
<br />5ecurity Instrument. These amounts shall bear interest at the Note rate from the date of disbursemant and shaIl be
<br />payable, with snch interest, upon notice from L.ender to Boaower requesting payment.
<br />If this Security Instrument is on a leasehold, Borrower shaIl comply with all the �rovisions of the lease.
<br />Borrower shall not surrender the leasebold e,gtate and intaresta herein conveyed or terminate or cancel the ground lease.
<br />Borrower shall not, wi.thout the express written consent of i.ender, alter or amend the ground lease. Ff Borrowec
<br />acquires fee tide m the Property, the leasehold and the fee rifle sh�ll not merge unlass Lender agrees w the mezger
<br />in writing.
<br />10. Mortgage Insurance. If I�uder required Mortgage Insurance as a condition af making the Loan, Borrower
<br />shall pay the premiums required to maintain the Mortgage Insurance in effecL If, for any reason, the Mortgage
<br />Insurance coverage requized by Lender ceases to be availabla from the mortgage insurer that previously provided such
<br />insurance and Bartower was required to make separately designated payments toward the premdums for Mortgage
<br />Insurance, Borrower shall pay the premiums required to obtain coverage substantia,lly equivalent to the Mortgage
<br />Insurance previously in effe�t, at a wst substantiaUy equivalent to the cost to Bflrrower of the Mortgage Insurance
<br />previously in effect, from aa altemate mortgage insurer selected by Lender. If substantially equivalent Mortgage
<br />Insuraaca caverage is not available, Barmwer sha11 continue to pay to Lender the amount of dse sepazately designa�l
<br />payments that were due when the insurance coverage ceased to be in effe.c� I.ender will accept, use and retaiit these
<br />payments as a non-refundable loss reserve in lieu of Mortgage 1n�surance. Such loss reserve shall be non-refundable,
<br />natwithstanding the Pact that the I.oan is ultimately paid in fu31, and Lender shaLl not be requiaed to pay Barrower any
<br />interest or earnings on such Iosa reserve. Z.ender can no longer require loss r�serve payments if Mortgage Insurance
<br />coverage (in t�e amount aQd for the periad that Lender requires) provide�i by an insuxer selected by Lender agaua
<br />becomes available, is obtaineri, and Lender requires separately designated payments toward the premiums far
<br />Mortgage Insuraaca. If Lender r�uired Mortgage Inaucance as a condition of making the Loan and Bortawer was
<br />required to make sepazately designated payments toward the premiums for Mortgage Insurancc�, Horrower shail pay
<br />the premiums requized to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve. uatil
<br />Lender's requirement for Mortgage Insurance ends in aoeardance with any written agreement hEtwesn Borrower and
<br />NEBRASKA—Single Femlly—Fannie Mae/Freddie Mac UNIFpRM INSTRUMENT por�+l8glc�
<br />Form 3028 1/01 Page 7 of 14 www.docmagk.com
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