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r0�209404 Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Truste�, in trust, with power of sale, the following descnbed pzopeerly locabed in the COUNTY o� HAT •T , , [Type of Recording Jurisslictionl jName of Recording JurL9dicdon] THE NORTHERLY THTRTY SEVEN (37) FEET �F LOT FOUR {4) AND THE SOUTHERLY SIXTEEN (16) FEET �F LOT TWO (2}, BLOCK TWENTY ONE (21), SCARFF`S ADDITI011T TO WEST LAWN IN THE CSTY OF GRAND ISLAND, HALL COUN'I'Y, NEBRA3KA. wbich currently has the address of 1.6 0 9 N. C[TSTER AVE . [s�eec] GRAND TSLAND , Nebraska 68803 [C�Y] ['LiP Code] ("Property Address"): TOGET'HER WTPH a!1 the improvements now or hereafter ere�ted on the property, and all easaments, appurtenances, and fixtures now or hereafter a gart of the propert}r. All, replacements and additions shall also be covered by this Securiiy Instrument. Atl of the foregoing is referred to in this Security Instrument as the "Propern,. ° HORROWER COV'BNANTS that Borrower is lawfuily seised oP the estate hereby convayed and has t&e right to graat aad coavey the �'rogerty aad that the Praperty is uuencumbered, except for encumbrancea of record. Borrower warraats and will defend generally the title to the Praperty against all claims and demands, subject to any encumbrances of zecord. THIS SECURiTY INS3'RUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdicdon to constitute a uniform securitty instrument covering real property. UNIFORM COVEWANTS. Bonrowar and Lendar covenant and agre� as follows: 1. Payment of Princ�ipal, Interest, Escrow Items, P�epayment Charges, and Late Chaxges. Borrower shall pay when due ihs principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Bonrower shall also pay funds for Escrow Items pwrsuant W Section 3. Payments dae under the IVote and this Security Instrument strall be made in U.S. cwrrency. However, if any check or other instxvment r�eived by Lender as payment under the Note or this Seeurity Insavment is returned to Lender unpaid, Lendet may require �at any ot all subsequent payments due under the Note and this Se�urity Inshvment be made in one or more of the fallowing forms, as selecteci by Lender: (a) cash; (b) money ozder; (c) cerpfied check, bank check. treasurer's check or cashier's check, provided any auch check is drawn upon an insritution whose deposit� are insuned by a federal agency, instrumentality, ar entity; or (d) II�imnic Fands Trans:fer. Payments are deemed received by Lender when received at ths tocatian designaGed in the Note or at such other tocation as may be designated by I,ender in accordance with rhe notice provisions in Section 15. Lender may return any pa�+ment or pattial payment if the payr.aent or partial payments aze insuf�icient to bring the Laan current. Lender may accept any payment or gartial payment insufficient to bzing the Loan current, without waiver of any rights hereunder or prejudice W its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need nat pay interest on unapplied fun@s. J.,ender may hold such unapplied funds WEBRASKA—Single Family—Fannie MaelFraddle Mac UNIFORM INSTRUMENT Form 3028 1/01 •Pege 3 of 14 Dodl�eglc � www.docmagte. com �D Ne302B.dot.ffiI