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�0120940� <br />prepayment charge (whather ot not a prepayment charga is provided for under the Note). Borrower's acceptaace of <br />any such refund made by dizect payment to Borrower will constitute a waiver of any right of action Borrower might <br />have arising out of such overcharge. <br />15. Notices. All notices given by �orrower or Lender sn connectian with this Security Inscrument must be in <br />writing. Any notice to Bozmwer in connection with this Security Instrument shall ba deemed to have bean given to <br />Borrower when mailed by first clasa mail or when actually dalivared to Borrower's noticc� address if sent by other <br />means. Notice to any one Borrower shall constitute notice to all Borrowers wnless Applicable Law expressly requires <br />otherwise. The notice address shall be the Property Address unless Borrower has designa�eat a substitute notic;e <br />addrecss by notice to L.euder. Borrower shall promptly notify Lender of Botrower's change of address. If Lender <br />specifies a procedure fox raporting Borrower's change of address. shen Borrower shall only report a change of addrass <br />thrangh that speciffed pracedure. There may be only one designated notice address under t�is Security Instrument <br />at any one time. Any notice w Lender shall be given by delivering it or by mailing it by 5rst class mail to Lender's <br />address stated herein unless Y.ender has designated another addrass by norice to Borrower. Any noizce in connectioz► <br />with tt�is Security Inatrument slzall not be deemod to have bean given to Lender undl actually received by Lender. <br />If any notice requir� by this Security Instrument is also required under Applicable Law, the Applicable Law <br />requirement will satisfy �e corresponding requirement under tbis Security Instiunaent. <br />16. Govern�ng Law; Severability; Rules of Constcuction. This Securiry Ynstrument shall be governed by <br />federal law aad �e law of the jurisdicti.on in which the Properiy is located. All rights and obIigations contained in <br />th�s Security Inatrument are subject to any requirements and Iimitationa of Applicable Law. Applicable Law might <br />explicitly or implicifly allow the parties to agree by conlract or it might ba silent, but such silence shall not be <br />construed as a prolubition against agreement by contract. In the event that any provision or clause of this Se.�urity <br />Inswment or the Note contlicts with Applicable Law, such c:flnflict shall not affect other provisions of this Secarity <br />Instrument or the Note which can be given effect without the conIIicting provision. <br />.�s ttaed in this Seeurity Instiwnent: (a) words of tha masculine geader shall mean and include con�ponding <br />neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vit�e <br />vexsa; aad (c} the word °may° giv� sole discretion witihout any obligation bo take any action. <br />17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Securlty Instxument. <br />18. Transfer of t�e Property or a Br�neficial Inte.rest in Borrower. As used in this 5e.cdon 18� "Intezest in <br />the Property" means any legat or benefici,al interest in the Property, iaclud'mg, but not limited to, those bene�icial <br />interests t�ansferred in a bond for d�d, conbract for deed, installment sales contract or escrow agreement, the intaut <br />of which is the uansfer of title by Bonowez at a future date to a purchaser. <br />If all or any part of the Praperty or any Tnterest in the Properry is sold or transferred (or if Borrower is not a <br />natural person aad a beneficial interest in Boirower is sold or transfen�ed) without Lender's prior written csonsent, <br />L�nder may require immediate payment in full of all sums secured by this Security �nsWmen� However, this option <br />shall not be exercised by Lender if snch exercise is prolubited by Applicable Law. <br />If Lender exercises this option, Lender shall give Bonrower notice of acceleration. The nodce shalt pmvide a <br />period of not less than 30 days from the date tl�e notice is given in accordance with Section 15 within�which Bornvwer <br />must pay all snma secured by this Security Instivmen�� If Borrower fails W pay these sums prior to the expiration of <br />this period, Lender may invoke any remedies permitteti by this Security Instrument ovithout further notice oc demand <br />on Borrower. <br />19. Borrower's Riight to Reinstate A�ter Acc�deration. If Borrower meets certain conditions, Bonower shall <br />have the right to have enforcement of this Security .Instrument disc:ontinued at any time prior to the eazliest of: (a) <br />�ive days before sale of the Properiy pursuant to any power of sale contained 'm this Security Insuv�ment; (b) such <br />other period as Applicable Law might specify for the tenminadon oF Bormwer's right to reinstata; or (c) entry of a <br />judgment enforcing this Security Instrument. Those conditions ara that Borrower: (a) pays Lender ail sums which <br />then would be due under this Security Insaument and the Note as if no acceleration had occurred; {b) cuzes any default <br />of any odaer covenants or agresments; (c) pays all expenses incurred in enforcing this Security Instrument, including� <br />but not limated to, reasonable attomeys' fees, property inspecdon and valuation feea, and ather fees incuired for the <br />purposa of protecting Lender's interest in the Progerty and rights wnder this Secarity Instrument; and (d) takas such <br />action as Lender may reasonably require ta assure that Lender's intezest in the Property and rights u�der this Security <br />fdEBRASKA—Single Famify—Fennle Mae/Freddie Mec UNIFORM 1NSTRUMENT p <br />Form 302$ 7/01 Pege t0 of 14 www.docmagtc.com <br />�b <br />Ne3Dt8.dot.xml <br />