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� (C) "L@nd@r"' is U. S. Banlc N. A. Lender is a Natioaal Association organized and existing under the lawa of The IInited Statea Of America L�snder's address is 4801 Frederica 3treet, 09vessboro, RY 42301 (D) p T�N p is r�r. Thomas zocher 2Q02 Dougl� Stree� 200 The Omaha Club, Omaha, NE 661a2 ' (Ea "M EJ�S" is Mortgage Electronic Registration Systems, �nc. MQtS is a separate corporation that is ecting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneflciary ander thia �cnrlty Instrament. MERS is organized and existing under the laws of Delaware, and has an ad�ress and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F� "Not�" means the promissory note signed by Borrower and dated 11/02/2012 . The Note states that Borrower owes Lender One Hundred Tweaty Thousaad and 00/100ths I)ollars (U. S. $120 , 000 . 00 ) plus interest. Borrower has promisai to pay this debt in regular Periodic Payments and to pay the debt in full not later than December Ol, 2042 . (G) "Properly" means the property that is descn'bed below under the heading "Transfer of Rights in the Property. �� (H) "Y.pan" means the debt evidenced by the Note, plus interest, any prepayment charges aud late charges due r.mder the Note, and all sums due under this Se�urity Instr�ment, plus interest. (I) "6tiders" means all Riders to this Se�urity Instrument that are exacuted by Bonower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Ridar � Condominium Rider � Second Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1� Family Rider I� va Riaer 0 siw�kly ray,nent xiaer � other(g) [��Y] (J) "e4pplicable Law" means all controlling applic�ble federal, state and la�l stalutes, regulations, ordinances and adminish�ative rules and orders (xhat have the effect of law) as well as a11 applicable final, non-appealable judicial opinions. (fq '"Community Asgociatlon Dues, F�, artd Asse�ssmerrts" �a.ns a11 dues, f�s, assessments and other charges that are imposed on Borrower or the Properiy by a condominium association, ho�wners association or similar organization. (1� "��tronic Funds Transfer" means any �ransfer of fimds, other than a transaction originated by check, draft, or similar pa�aer instrument, which is initiated through an ele�tronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an ar,count. S�ch term includes, but is not limited to, point-of-sale transfers, autometed telle� machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that are described in Section 3. 2200286136 D V9ANE NEBRAqKASingle Fempy-Fannfe Mae/Freddfe Mac UNIFORM INSTRUMENT WITH MERS Form 3038 7lOt VMP (ql VINP6A(NE111106) Wokera Ktuw� Finam�al Servfcea Pega 2 of 17 � � r �� f, f' V y /� ��` � „�� / �