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r <br />�012093�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />;Seal) <br />orrower <br />;Seal) <br />orrower <br />STATE OF NEBRASKA, <br />[Space Betow This Line For Acknowledgment] <br />(Seal) <br />-Bortower <br />(Seal) <br />-Borrower <br />Hall <br />COUIIty SS: <br />On this 31 st day of October, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Mark E McGowan, Kimberly A McGowan <br />� <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: �'�r(Y'�(� <br />GEFIEpAt. NOTA�Y - � o� Nebraska <br />� My Comm. Fxp.�l�oa.14�, 20 5 <br />ard J. Jarosik -tvorary Pubiic <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Fortns Inc. (800) 44fr3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />