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N0�� 6. Joint and Several Liability; Ca Signers. Borrower's promises and agreements shall be joint and several. Any borrower who is not a law enforcement officer, teacher or firefighter/emergency medical technician who co-signs this Security Instrument, but does not execute the Note is: (a) co-signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) not personally obligated to pay the sums secured by the Security Instrument as evidenced by the Note; (c) not obligated to live in the Property as his or her sole residence for three years; and (d) agrees that Lender and any other Bonower may agree to make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signing Borrower's consent 7. Notices. Any notice that must be given to Borrower under this Security Instrument will be given by delivering it or by mailing it by first class mail to Borrower at the Property address above. Any notice that may be given to the Lender under this Security Instrument will be given by mailing it first class mail to the Lender at the address stated above or at a different address, if Borrower is given notice of that different address. 8. Governing Law; Severability. This Security Instrument shall be governed by Federal Law. In the event that any provisions or clauses of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end, the provisions of this Security Instrument and the Note are declared to be severable. 9. Borrower's Cogy. Borrower shall be given one conformed copy ofthis Security Instrument. BY SIGNING BELOW, Borrower accepts and agrees to the terms ofthis Security Instrument. W' ess(es)• �C�v� C'�e;� �rh,/ � � Borr er(s): _ � ' � �-� � — �� �