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(C) "Lender" is BANK OF DONIPHAN <br />Lender is a CORPORATION <br />organized and existing under the laws of THE STATE Of NEBRASKA <br />Lender's address is P 0 BOX 270, DONIPHAN, NE 68832-0270 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK, IT SUCCESSORS AND ►OR ASSIGNS <br />(E) "Note" means the promissory note signed by Borrower and dated 10•242012 <br />states that Bonower owes Lender SIXTY EIGHT THOUSAND EIGHT HUNDRED AND N01100 <br />The Note <br />Dollars (U.S. $ 68,800.00 ) plus interest. Bonower has promised to pay this debt in regulaz <br />Periodic payments and to pay the debt in full not later than 11 •01 •2027 _ <br />(F) "Property" means the property that' �s described below under the heading "Transfer of Rights in the <br />Property." � � <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Se,curiry Instrument that aze executed by Borrower. The following Riders <br />aze to be execut� by Borrower [check box as applicable]: <br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br />� Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />� VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] <br />(p "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiatefl by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or pro�eads paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Properry; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value andlor condition of the Property. <br />� <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 7/01 <br />VMP p VMPBINEI (11061.00 <br />Wolters Kluwar Fnanciel Sarvicres PaOe 2 of 17 <br />