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<br />balance of the Secured Debts and charge interest on it at the rate that applies to the Secured
<br />Debts. This insurance may include coverages not originally required of Grantor, may be written
<br />by a company other than one Grantor would choose, and may be written at a higher rate than
<br />Grantor could obtain if Grantor purchased the insurance. Grantor acknowledges and agrees
<br />that Lender or one of Lender's affiliates may receive commissions on the purchase of this
<br />insurance.
<br />20. ESCROW FOFi TAXES AND INSURANCE. Grantor will not be required to pay to Lender
<br />funds for taxes and insurance in escrow.
<br />21. SUCCESSOR TRUSTEE. Lender, at Lender's option, may from time to time remove Trustee
<br />and appoint a successor without any other formality than the designation in writing. The
<br />successor trustee, without conveyance of the Property, will succeed to all the title, power and
<br />duties conferred upon Trustee by this Security Instrument and applicable law, including, without
<br />limitation, the right to appoint a successor or substitute trustee at any time and from time to
<br />time.
<br />22. PERSONAL PROPERTY. Grantor gives to Lender a security interest in all personal property
<br />located on or connected with the Property, including all farm products, inventory, equipment,
<br />accounts, documents, instruments, chattel paper, general intangibles, and all other items of
<br />personal property Grantor owns now or in the future and that are used or useful in the
<br />construction, ownership, operation, management, or maintenance of the Property (all of which
<br />shall also be included in the term Property►. The term "personal property" specifically excludes
<br />that property described as "household goods" secured in connection with a"consumer" loan as
<br />those terms are defined in applicable federal regulations governing unfair and deceptive credit
<br />practices.
<br />23. APPLICABLE LAW. This Security Instrument is governed by the laws of Nebraska, the
<br />United States of America, and to the extent required, by the laws of the jurisdiction where the
<br />Property is located, except to the extent such state laws are preempted by federal law.
<br />24. JOINT AND INDIVIDUAL LIABILITY AND SUCCESSORS. Each Grantor's obligations under
<br />this Security Instrument are independent of the obligations of any other Grantor. Lender may
<br />sue each Grantor individually or together with any other Grantor. Lender may release any part
<br />of the Property and Grantor will still be obligated unde�,=-t_his..�ec�it�_.1-a�st��L_mfor the
<br />remaining Property. Grantor agrees that Lender and any pa" iy to this �S,�curi;t�i IrTStrumen� may
<br />extend, modify or make any change in the terms of this Se u�ity Instrurrrent o�any evidence of
<br />debt without Grantor's consent. Such a change will not rel a"se���a�i�6�' ftro`r�t �t�� terms of this
<br />Security Instrument. The duties and benefits of this Security Instrument will bind and benefit
<br />the successors and assigns of Lender and Grantor.
<br />25. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be
<br />amended or modified by oral agreement. No amendment or modification of this Security
<br />Instrument is effective unless made in writing and executed by Grantor and Lender. This
<br />Security Instrument and any other documents relating to the Secured Debts are the complete
<br />and final expression of the agreement. If any provision of this Security Instrument is
<br />unenforceable, then the unenforceable provision will be severed and the remaining provisions
<br />will still be enforceable.
<br />26. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes
<br />the singular. The section headings are for convenience only and are not to be used to interpret
<br />or define the terms of this Security Instrument.
<br />27. NOTICE, ADDITIONAL DOCUMENTS AND RECORDING FEES. Unless otherwise required
<br />by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate
<br />party's address listed in the DATE AND PARTIES section, or to any other address designated in
<br />writing. Notice to one Grantor will be deemed to be notice to all Grantors. Grantor will inform
<br />�ender in writing of any change in Grantor's name, address or other application information.
<br />Grantor will provide Lender any other, correct and complets infurr�atio� Lender,--r-.��quests to
<br />effectively mortgage or convey the Property. Grantor agr'ees to pay a11 expe.ns`es, charges and
<br />taxes in connection with the preparation and recording of this Security Instcument._, Grantor
<br />agrees to sign, deliver, and file any additional documents or certifications that Lender may
<br />consider necessary to perfect, continue, and preserve Grantor's obligations under this Security
<br />Instrument and to confirm Lender's lien status on any Property, and Grantor agrees to pay all
<br />expenses, charges and taxes in connection with the preparation and recording thereof. Time is
<br />of the essence.
<br />Ryan.Voss
<br />Nebraska Deed Of Trust Initials
<br />NE/4LRUDICHA00000000000647043103012N Wolters Kluwer Financial Services °1996, 2012 Bankers
<br />SystemsTM
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