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, , 201209340 <br /> (C) "Lender" is Citibank, N.A. <br /> Lender is a Corporation ' <br /> organized and existing under the laws ofihe United States <br /> Lender's address is1000 Technology Drive O'Fallon, MO 6336&2240 <br /> (D) "Trustee" is First American Title Company <br /> (� "MERS" is Mortgage Electronic Regislralion Syslems, Inc. MERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's suceessors and assigns. MERS is the beneficiary under this <br /> Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br /> telephone number of P.O. Box 2026, Flint, MI 48501-2026, teL (888) 679-MERS. <br /> (� "Note" means Ihe promissory note signed by Borrower and daled October 25, 2012 . The Nole <br /> states that Borrower owes Lender Sixty Five Thousand Thirty Three <br /> Dollars (U.S. $65,033.00 ) plus inleresL Borrower has promised lo pay this debt in regular <br /> Periodic Payments and to pay the debt in full nol later than November 1, 2023 <br /> (G) "Property" means Ihe property that is described below under the heading "Transfer of Rights in Ihe <br /> Property." <br /> (H) "Loan" means Ihe debt evidenced by the Note, plus interest, any prepaymen[ charges and late charges due <br /> under the Note, and all sums due under this Sewrity Instrumen[, plus interest. <br /> (I) "Ridefs" means all Riders to this Security Instrumenl Ihat are executed by Borrowec The following Riders <br /> are to be executed by Borrower �check box as applicable]: <br /> �Adjustable Rale Rider � Condominium Rider 0 Second Home Rider <br /> 0 Balloon Rider � Planned Unit Development Rider � 1-4 Eamily Rider <br /> 0 VA Rider � Biweekly Payment Rider 1 � Other(s) [specify] <br /> t7G{'� tY�i� S�{]u]e..A�� <br /> (J) "Applicable Law" means all conlrolling applicahle federal, state and local stalutes, regulations, ordinances <br /> and administrative niles and orders (Ihat have[he effect of law) as well as all applicable final, non-appealable <br /> jadicial opinions. <br /> (Iq "Community AssoCiation Dues, Fees, and ASSe55ments" means all dues, fees, assessments and other <br /> charges Ihat are imposed on Borrower or the Property by a condominium association, homeowners <br /> association or similar organization. <br /> (L) "Bectronic Funds Transfer" means any transfer of funds, other than a lransaction originated by check, <br /> draft, or similar paper instrument, which is initiated through an electronic terminal, �elephonic instrumen[, <br /> compu[er, or magnetic tape so as ro order, inslruct, or aulhorize a financial institution to debit or credit an <br /> accounL Such term includes, 6ut is not limi[ed to, point-of-sale Iransfers, automa[ed lelier machine <br /> transaclions, transfers iniliated by [elephone, wire transfers, and aulomated clearinghouse transfers. <br /> (M) "Escrow ItemS" means lhose items ihat are descri6ed in Section 3. <br /> 001123233151 <br /> NEBRASKP-5ingle Famlly-Fannie MaelFretl�ie Mac UMFORM WSTHUMEN'1 WITH MERS Citl�ank 32.63.13 V3 <br /> VMP(,n' Fam 3028 1I01 <br /> Wokers Nluwer Financial Sennces VMP6A�NE)(1105).00 <br /> Paga 2 of 1] <br />