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�01209241 <br />(D� "T1'ustee° IS CENTRIS FEDERAL CREDIT UNION,343 N 114TH STREET <br />OMAHA, NE 68154 <br />(E) "Note" means the promissory note signed by Borrower and dated October 31st <br />2012 . The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY FIVE THOUSAND SIX HUNDRED AND NO/100 <br />Dollars (U.S. $ 165,600.00 ) plus interest. Bonower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than <br />November 1st, 2042 . <br />(F) "Property" means We property that is described below under the heading "Transfer of <br />Rights in the Property." <br />(G) "Loan" means the debt evidenced by the 1Vote, pins interest, any prepayment charges <br />and late charges due under the Note, and all sums due under this Security Instrument, plus <br />interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. <br />The following Riders are to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />0 Balloon Rider 0 Biweekly Payment Rider 0 1-4 Family Rider <br />0 Other(s) [specify] � Planned Unit Development Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, <br />regulations, ordinances and administrative rules and orders (that have the effect of law) as well <br />as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fee.s, and Assessments" means all dues, fees, <br />assessments and other charges that are imposed on Borrower or the Property by a condominiurn <br />association, homeowners association or similar organizaflon. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction <br />originated by check, draft, or similar paper instrument, wlrich is initiated through an electronic <br />terminal, telephonic instrument, computer or magnetic tape so as to order, instruct, or aut6orize <br />a fmancial institution to debit or credit an account. Such term includes, but is not lunited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, <br />wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, setflement, award of damages, or <br />proceeds paid by any third party (other than insurance proceeds paid under the coverages <br />described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or <br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentaflons of, or omissions as to, the value and/or condition of the Property. <br />NEBRASKA — sm�e F�uy - r�e M�r�aaa�0 M� v►vrnoxt� nvs°rRVn�rrr F� �oxa �Q <br />GCC - G3028-02 (09/Ol) (Page Z of19) Initials: � <br />