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�012Q924� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Bonower and recorded with <br />it. <br />/��-�%�'/d�" (sea�) <br />TIMOTHY CARROLL -Borrower <br />(��) <br />MICHELLE CA ROLL -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />Witnesses: <br />�B�SI{�l — Single Family -- Famie Mae/Freddie Mac UHIFORM INSI'RUME�NT Form 3028 ll01 <br />GCC - G3028-18 (09/Ol) (Page IS ofl9) <br />