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<br />premiums, if any, or any sums payable by Borrower to Lender in lien af the payment of Mortgage
<br />Insurance premaums in accordance with the pravisions of Section 1(}. These items are called "Escrow
<br />Items. " Al, origination or at any time during the term of the Loan, Lender may require that Comrnanity
<br />Association Dues, F'ees, and Assessments, if any, be escrowed by Barrower, and such dues, Fees and
<br />assessments shaI! be an Escrow Item. Barrawer shall promptly furnish to Lender all notices oi' amounts to
<br />be paid under this Serxion. Horrower shall pay Lender the Funds for Escrvw Items unless Lender waives
<br />Borro�ver's obli�ation to pay tbe Punds for any or all Escrow Items. Lender may waive Borrower's
<br />obligation to pay to J...ender Funds for any or all Bscrow Items at any time. Any su.ch waiver may only be
<br />in writing. In the event of such waiver, Sorrower shali pay d"uectiq, when and where payable, the amounts
<br />due fc�r any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires,
<br />shall furnish to Lender receipts evidencin� such payznenc within such time period as Lender may reqnire.
<br />f3orrowcr's obtagation to mak� such gayments and to provide receigts s�all for all purposes be deemed to
<br />bc a ct�venant and agreement eontained in this Secvrity Instrument, as the phrase "cavenant and agreemenY'
<br />is �sed in Seclion 9. If Barrower is obligated to pay Esc:row Items directly, pursuant to a waiver, and
<br />Borrower fa.ils to pay the amount due for an Escrow Item, Lender may exercise its rights under Sectian 9
<br />and pay such amount and Borrowar shall then be obligated under Section 9 to repay to Lender any such
<br />amount. Lender nnay revoke the waaiver as to any or all Escrow Items at any time by a notice �iven in
<br />atxordance with Section 15 and, upon such revocation, Barrower shall pay to Lender afi Funds, and in
<br />such amounts, that are then raquired under this SecCion 3.
<br />I..ender may, at any time, col�ect and hold Funds in an amo�nt (a) sufficient to permit Lender to apply
<br />thc Funds at the time s�ecified under RESPA, and (b) not to exceed the maximum amount a 1ender can
<br />require under RESPA. Lender shaii estimate the amount of Funds due on the basis of current data and
<br />reas�nable cstimatcs of expenditures of future Escrow Items or otherwise in ac;cordance with Applicable
<br />L.aw.
<br />The Funds shall be held in an institution whose deposits are insured by a federal agency,
<br />inslrwnnentaiity, or entity (including Lender, if Lender is an institution whose de}�sits are sa insured) or in
<br />any Federal Home Laan Bank. Lender shall apply the Funds ta pay the Eserow Items no later than the #ime
<br />spec:ified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually
<br />anaiy�ing the ascrow ac�unt, or verifying the Escrow Items, uniess Lendar pays Borrower interest on the
<br />Funds and Agplicable Law permits Lender to make such a charge. Unless an agreement is made in writing
<br />or Applic;able Law requires interest to be paid on the Funds, Lender shall not be required to pay Barrower
<br />any interest or earnings on the Funds. Borrower and Lender can ab ee in writing, however, that interest
<br />shaJl he gaid on che Funds. Lenc�er shall give to Barrower, withaut charge, an annuai accounting of the
<br />Funds as rec�uired by RESPA.
<br />if ihere is a surplus of Funds held in esc;row, as defined under RESPA, Lender 5ha11 accouni to
<br />Horrower for the excess funds in accordance with RESPA. If there is a shortage of Funtis held in escrow,
<br />as defined under RESPA, Lender shall notify Borrower as requireci by RESPA, and Borrower sha[i pay to
<br />L.enciec the amnunt necessary to make up the shortage in aceardanee with RESPA, but in no more than 12
<br />monthiy payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall
<br />notify Borrower as required by RESPA, and �orrower shall pay to Lender the aznaunt necessary to xnake
<br />up the deficiency in acx,trrdan�e with RESPA, but in no more than 12 monthiy payments.
<br />Upon payment in full of all sums secured by this Securicy Instrument, Lender shall promptly refund
<br />Yo T3orrower any Funds held by T...endez.
<br />4. Charges; Liens, Borrower shall pay all taxes, assessments, charges, fines, and impasitions
<br />attributable to the Property which can attain priorily over this Securitp Instrument, leasehold payments or
<br />graund rents on #he Property, if any, and Cammunity Association Dues, Fees, and Assessments, if any. To
<br />the extent that these ilems are Escrow Items, Borrawer shall pay them in the xnanner pravided in SecYion 3.
<br />IZ-a6-000�24
<br />NEBRASKA - Singis Family - Fannie MaeiPreddie Mac UNfFORM INSTRU�IENT WITH MERS
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