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�� <br />� <br />N � <br />A �� <br />�� <br />� � <br />N � <br />� � <br />N � <br />� <br />� ° <br />— <br />- <br />— <br />� <br />— <br />� <br />4�'11 <br />C <br />� �t'1 si <br />� � N <br />� � <br />� <br />��.., <br />r� <br />� � �� <br />� � D� - � <br />� � � <br />r ,� , ' c � <br />h r'., . <br />Y : <br />-o � _ , y.�. <br />r�i _ <br />i•— <br />� __- <br />� r�:� � �.;. _� <br />� •�; � <br />� � � :_, <br />n � r ...� �,.J <br />V <br />I �� ;4., +-' <br />--, y . r_n <br />_; � � <br />� _ �] <br />c� ��_.. <br />�� � <br />n � <br />O -� <br />C � <br />z <br />� rn <br />--G � <br />o T <br />-,- _,. <br />� `�1 <br />D f i! <br />r :z� <br />r � <br />�� <br />.; <br />;.► <br />�� <br />cn <br />c.,� <br />THIS INSTRLTMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />NMLS COMPANY IDENTIFIER: 446443 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Gramd Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />N <br />0 <br />}—' <br />� t J <br />� <br />� � <br />� N <br />�� � <br />Ca <br />� <br />THIS DEED OF TRUST ("Security Instrument") is made on October 26, 2012. The grantors are MARK A <br />GARTNER and LORI E GARTNER, HUSBAND AND WIF'E, whose address is 210 W 13TH ST, Wood <br />Itiver, Nebraska 68883-9148 ("Bonower"). Bonower is not necessarily the same as the Person or Persons who <br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled <br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend <br />R Baack, Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary <br />is Home Federal Savings & Loan Association of Grand Island, which is organized a.nd existing under the laws <br />of the United States of America and whose address is 221 South Locnst Street, Grand Island, Nebraska 68801 <br />("Lender"). MARK A GARTNER and LORI E GARTNER owe Lender the principal sum of Two Thousand <br />Five Hundred Ninety-three and 50/100 Dollars (U.S. $2,593.50), which is evidenced by the note, consumer loan <br />agreement, or similaz writing dated the same date as this Security Instrument (the "Note"), which provides for <br />periodic payments ("Periodic Payments"), with the full debt, if not paid eazlier, due on May 3, 2014. This Security <br />Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the <br />security of this Security Instrument under the provisions of the section tifled Protection of Lender's Rights in the <br />Property; and (c) the performance of Bonower's covenants and agreements under this Security Instrument and the <br />Note. For this purpose, Bonower, in consideration of the debt and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sa1e, the following described property located in the COUNTY of <br />HALL, State of Nebraska: <br />Address: 210 R' 13TH ST, Wood River, Nebraska 68883-9148 <br />Legal Description: LOT FOUR (4), EXCEPT THE NORTHERLY NINETY EIGHT (N98) FEET <br />THEREOF IN BLOCK FIVE (S7, IN DODD AND MARSHALL'S ADDTTION TO THE VII.,LAGE <br />OF WOOD RIVER, HALL COUNTY, NEBRASKA <br />TOGETHER WITfI all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Borrower wa.rrants and will defend generally the title to the Property against a11 claims and demands, subject to <br />any encumbrances of record. <br />Secured Indebtedness. The debt evidenced by' the Note and which is secured by this Security Instrument is <br />subject to the provisions of 12 CFR 226.32. Boaower acl�owledges that Borrower has received the disclosures <br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security <br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that <br />this Security Instrument will secure additional debt subject to 12 CFR 22632 only if Lender satisfies the necessary <br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law. <br />Bonower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />S� <br />�� � <br />� 2004-201 I Compliance Systems, Ina 9BAD-04AE - 2011I,2.0.485 <br />Comumer Real Estete - Security Iffihvment DL2036 Page 1 of 6 W'R'a'•�P��Yg��•�m <br />