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<br />I.ender or its ageni may make reasanable entries upon and inspeceions of the Properiy. If it has reasonable cause,
<br />Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower notice at the time
<br />of or prior to such an interior insgection specifying such reasonable cause.
<br />8. Borrower's Loen Application. Borrower shall be in dePault if, during the I.oan application process,
<br />Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave
<br />ma.terially false, misleading, or inaccurate inforn�ation or statements to Lender (or faileii tb provide Lender with
<br />material infor,mation) in connection with the Y.oan. Material representations include, but are not limited w,
<br />representations concerning Bonower's flccupancy af the Property as Bonower's principal residence.
<br />9. Protect�ton of I.ender's Interest in the Propert� and Rights Under this Secux�ily Tnstrument. If (a)
<br />Borrower fails tfl perform the cavenants and agreements contai�aed in this Security in�n�++�*+t, (b) there is a legal
<br />proceeding that might signiflcanfly affect Lender's interest in the Property and/or righta under this Security Instrument
<br />(such as a proeeeding in bankruptcy, pcobate, for condemnation or forfeiture, for enforcement of a Iien which may
<br />attain priority over tivis Securlty Instnunent or to enforce laws or regulations), or (c) Borrower has abandoned the
<br />Property, then i,ender may do and pay for whatever is reasonable or appropriate to grote�t Lender's interest in the
<br />Property and rights under this Security Instrument, including protecting andlor asse.ssing the value of the Property,
<br />and sec�uing anrUor repairing the Property. Lender's actions can include, but are not limitefl to: (a) paying any sums
<br />secur�i by a lien which has priority over this Security Instnunent; (b) apg�aring in court; and (c) paying reasonable
<br />attorneys' fees to prot�t its interest in the Property and/or rights under this Security Instrument, including its secured
<br />position in a bankruptcy proceeding. Securing the Property includes, but �s not limited to, entering t�e Pragerty to
<br />make repairs, change Iocks, replace or board up doors and windows, drain water from pipes, climinate bnilding or
<br />other code v�olations or dangemus conditions, and have utilities tiuned on or off. Although Lender may take action
<br />under this S�tion 9, Lender does not have to do so and is not under any duty ar obligation to do so. It is agre�l that
<br />Lender incurs no liability for not taking any or all acdons authorized under this Section 9.
<br />Any anwwnts disbursed by Lender under this Section 9 shall become additional debt of Bonower secured by this
<br />Security �nshvment, These amounts shall beaz interest at the Note rate from the date of disbursement and shall be
<br />payable, with such interest, upon nodce from Lender to Borrower requesting payiuent.
<br />If this Securiry Instnunent is on a leasehold, Bonower shall comply with all the provisions of the lease.
<br />Bonower shall not surr�nder the leasehold estate and interests herein conveyed or terminate or cancel the ground lease.
<br />Bonower shall not, without the express written conseut of Lender, alter or amend the ground lease. If Borrower
<br />acquires fee title to the Property, the leasehold and the fee ticle shall not mexge unless Lender agrees to the merger
<br />in writing,
<br />1Q. Mortgage Insur�nce. If I.ender requirefl Mortgage Insurance as a condition of making the Loan, Borrower
<br />shall pay the premiums required to maintain the Mortgage Insuranc� in effect. If, for any reason, the Mortgage
<br />Insuzance coverage required by Lender ceases to be available from the nnortgage insurer that previously provided such
<br />insurance and Borrower was re�uirefl to make separately designated payments toward the premiums for Mortgage
<br />Insurance, Borrower shall pay the premiums requir�l to obtain coverage substantially equivalent to the Mortgage
<br />Insurance previously in effect. at a cost substantially equivalent to the cost W Borrawer of tixe Mortgage Insurance
<br />previously in effect, from an altenaate mortgage insurer selected by Lender. If substantially equivalent Mortgage
<br />Insuraz►ce coverage is not available, Bonower shall continue to gay to Lender the amount of the sepazately designated
<br />payments that were dus when the insuxance coverage ceased to be in effect. Lender will accept, use and retain these
<br />payments as a non-refandable loss reserve in lieu of Mortgage lnsurance. Such loss reserve shall be non-refundable,
<br />notwithstanding the fact that the Laan is ultinnately paid in fiill, and Lsnder shall not be required to gay Borrower any
<br />iunterest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance
<br />coverage {in the amount and for the period that Lender requir�) provided by an insurer sele,cted by Lender again
<br />becomes available, is obtained, and Lender requires sepazately designated payments toward the premiutns for
<br />Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the I.oan and Bonrower was
<br />required to make separately designated payments toward tha pr�miums for Mortgage In�urance, Borrower shall pay
<br />t�e premiutns rec�uired to maintain Mortgage Insurance in effect, or ta provide a noa-refizndable lass reserve, until
<br />I.ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Botrower and
<br />N�BRASiCA—Single Family—Fannie Mae/Freddie Maa UNIFORM INSTHUMENT p
<br />Form 3Q28 1IOi Page 7 of 74 www.docmaglc.ovm
<br />Ne�28.da.wnt
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