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�012092i� pzepayment charge (whether or not a prepayment chazge is provid� for under the Note). Borrower's acceptance of any such refund made by direet payment to Borrower will constitute a waiver oF any right of action Borrower might have arising out of such overcharge. , 15. Notices. All natices given by Bonower or Lender in connection wirh this Se.curity Instrument must be in writing. Any notice to Borrower in connection with this Se�urity Instiument shall be deemed to have been given to Bonrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to alI Banowers unless Applicable Law expressly requires otherwise. The natice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall anly report a change of addxess through that specified procedure. There may be only ane designated notice address under this Security Instrument at any one time. Any notice to Lender ahall be given by deiivering it or by mailing it by f�rst class mail to Lender's address stateti herein unless Lender has designated anot,her addrese by notice to Borrower. Any notice in connection with this Security Instrument shall not be deem� to have been given to I.ender until actually received by Lsnder. If any noticc required by this Security Instrument is also required under Applicable Law, the Applicable Iaw requirement will satisfy the cflrresponding requirement under this Security Instrument. 16. Govern�ng Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction iu which the Progerty is located. All rights and obligations contained in this Security Lnstrument are subject to any requirements and limitations of Applicable Law. Applicable Law migttt explicitly vr implicitly ailow the parties to agree by contract or it might be silent, but such silence shall not be consttueti as a pro}ubition against agreement by contract. In the event that any grovision or clause of this Security Instrwnent or the Note canflicts with Applicable Law, such conflict shall not affe�t other provisions of this Security Instxument or the Note which can be �iven effect without the canflicting provision. As used in this Security Insaument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17, Borrower's Cvpy. �orrower shall be given one copy of the Note and of this Security Insuvment. 18. Transfer of the Property or a Beneficfal Interest in Borrower. As used in chis Section 18. "Interest in the Property" means any legal or beneficial interest in the Praperty, including, but not limited to, those beneflcial interests transferrefl in a bond for de�al, contract for deed, installment sales contract or eserow agr�ement, the intent of wluch is the transfer of tifle by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sald or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or fransferr�i) without Lender' a prior written consent, I�nder may require imrnediate payinent in full of atl sums s�ured by this Security Instrument. However, this option shall not be exercis� by J.ender if such exercise is prohibited by Applicable Law. Tf Lender exercises this option, Lender shall give Borcower noticQ of acceleration. The notice shall provide a period vf not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by chis Security Instnunent. If Borrawer fails to pay these swms pr�or w the expiration of this period, L.ender may invoka any reme�lies permitted by this Security lnstrumea�t without further ttot'rce or dernand on Borrawer. 19. Borrower's Right to Reinstate After Aceeleration. If Borrower meets certain conditions, Borrower shall have the right to have e�nforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) flve days before sale of the Property pursuant to any p�wer'of sate containeal in this Securlty Instrument; (b) such other period as Applicable Law might specify for the tenminabion of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instnunent. Those conditions are that Bonowez: (a) pays Lender all sums which then wouJd be due under this Security Instn�ment and the Note as if no acceleration had occurral; (b} cures any defautt of any other covenants or agreements; (c) pays all e�cpenses ineurted in enfvrcing this Security Instrument, including, but not limited to, reasonable attomeys' fee.c, graperty inspection and valuation fees, and other fees incurred for the gurpose of prote�ting Lender's interest in the Property and dghts under this Security Inscrument; and (d) takes such accion as Lender may reasonably require to assure that Leader's interest in the Property and rights under this Security NEBRASKA--Single Fam31y--Fannia Mas/Freddle Mac UNIFORM INS7RUMENT �� Form 3028 1l01 Page 10 of 14 www.dounaglc.com Nr�O�s.do�.arsil